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Mobile-First Banking Has Mass-Market Appeal

The term mobile-first, coined to describe a responsive design philosophy, has come to embody a strategic belief that smartphones are the primary means of reaching financial customers today. As the complexity of most mobile banking apps has incre...

U.S. Commercial Prepaid Cards: 2015–2020 Forecast

Growth forecast for U.S. commercial prepaid cards in 2018 and beyondMercator Advisory Group reports that the commercial portion of overall spend in the U.S. prepaid card market has e growth potential in private sector categories, particularly as...

Satisfaction in Small Business Banking: Bank Switching and Share of Wallet Implications

In this report, Javelin examines business owner perceptions about various aspects of customer experience at their primary bank, attitudes about online and mobile banking features, and effects of improving satisfaction – and mitigating dissatisfa...

U.S. Consumers and Credit: Playing the Rewards Game

Credit card rewards drives card selection Mercator Advisory Group survey finds that cash back is by far the most valuable reward

Corporate Banking Now Peeking Through the Blockchain Window

The steep early learning curve is past, and use cases for real products and services are appearing on the market.

Impact Note: Enhanced Card Controls Help Banks Deliver Mobile Payments Portal

With the growing consumer adoption of mobile wallets from Apple, Google, and Samsung, as well as dozens of merchant wallet offers from the likes of Starbucks and Walmart, bank customers have grown comfortable sharing their payment card details i...

Understanding Fee-Based Premium Reward Cardholders

  • Javelin Report
  • Date: December 20, 2017
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
In the early ages of the credit card industry, it was common for cardholders to pay a nominal annual fee as part of owning a credit card, similar to a membership fee. The annual fee was typically low and generally applied across all types of car...

2018 Outlook: Commercial and Enterprise Payments

Modernizing and collaborating remain key

2018 Outlook: Credit

  • Impact Note
  • Date: December 18, 2017
  • Author(s): Brian Riley
  • Research Topic(s): Credit
2018 will be a year for credit card issuers to tighten up lending and build on existing customer relationships as account delinquency begins to rise.

2018 Outlook: Customer Interaction

  • Impact Note
  • Date: December 18, 2017
  • Author(s): Joseph Walent
  • Research Topic(s): Merchant
Stop, collaborate, and listen! Banking is back in a brand new edition.
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