What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
A New POS Paradign: Hardware as Service Delivery Platform
Software as a Service is a commonplace method for software vendors to offer their capabilities. Now, hardware vendors of systems that include payments capability are bundling their devices and the services needed to create a vertical market solu...
Self-Service Kiosks, Bill Pay and Getting It Right
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
Retail Credit Cards: New Interest In An Old Topic
August 2008Boston, MA
Brazilian Payment Card Market: Major Changes Ahead
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
Merchant Acquiring in the United States 2008: Birth of the Perfect Storm?
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
Payroll Segmentation: Driving Payroll Cards Beyond the Unbanked
New payroll card solutions are emerging that offer card providers the opportunity to drive the products up-market towards more rewarding user profiles. The non-traditional approach of offering payroll cards up-market requires payroll solution pr...
Credit Card Aggregator Websites: The Hidden Marketing Channel
Those seemingly ubiquitous advertising links for credit card search/comparison websites might be easily dismissed as faded billboards on the information superhighway. An analysis of traffic volumes suggests something more consequential: the emer...
India's Electronic Payments Future
Boston, MAMay 2008
Mobile Payment Case Study: NTT DoCoMo's Proximity Mobile Commerce Platform
Since 2004, NTT DoCoMo, the largest mobile carrier in Japan, has been operating a proximity mobile commerce platform that offers a variety of functions including, but not limited to, card payments. This note takes a close look at the platform; b...
Top US Emerging Payment Technologies: Some Leverage for the Merchant
Payment technologies come and go with more than a few perishing from the lack of value or the ability of the payment industry's immune system to reject ideas that threaten the status quo. But a number of technologies are technically in place or ...