Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

Re-examining Debit Rewards at the Top Fifty Banks

Javelin Report
Date: October 23, 2008
Author(s): Mercator
Research Topic(s): Debit

Boston, MASeptember 2008

Credit Card Rewards Programs 2008: Trends, Challenges, and the Demand of Innovation

Javelin Report
Date: October 21, 2008
Author(s): Mercator
Research Topic(s): Credit

NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Credit Card Issuer Fraud Management: From Technology Inside To People Inside

Javelin Report
Date: October 20, 2008
Author(s): Mercator
Research Topic(s): Credit

October 2008Boston, MA

The ACH Network: The Bedrock of Alternative Payments

Javelin Report
Date: October 12, 2008
Author(s): Mercator
Research Topic(s): Debit

NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Electronic Bill Pay: Niche Opportunities Still Abound

Javelin Report
Date: September 16, 2008
Author(s): Mercator
Research Topic(s): Debit

Boston, MASeptember 2008

5th Annual Network Branded Prepaid Market Assessment

Javelin Report
Date: August 21, 2008
Author(s): Mercator
Research Topic(s): Prepaid

Boston, MAAugust 2008

Driving Consumers Toward Mobile Money Services: Lessons from South Africa, the Philippines, and Kenya

Javelin Report
Date: August 21, 2008
Author(s): Mercator
Research Topic(s): Emerging, Global

NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Merchant Funded Discount Networks: Adding to the Payments Value Chain

Javelin Report
Date: August 20, 2008
Author(s): Mercator
Research Topic(s): Prepaid

NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Patience and the Win/Win: Broadband and the Rural Financial Institution

Impact Note
Date: August 19, 2008
Author(s): Mercator
Research Topic(s): Emerging

Sometimes the merits of a technology are obvious like mobile telephones and word processors. But others demand the right problem and the right provider to make economic sense. Wireless broadband for rural banking applications is one. Despite rel...