Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

Toward Profitability in Prepaid: Navigating a Changing Sea

Javelin Report
Date: May 18, 2008
Author(s): Mercator
Research Topic(s): Prepaid

When a prepaid card program will achieve profitability is proving difficult to calculate. This challenge comes from a range of variables that needs to be factored into the profitability calculations, and while some of these variables are well kn...

US Mobile Banking: Sedate Growth, Disruptive Potential

Javelin Report
Date: May 18, 2008
Author(s): Mercator
Research Topic(s): Emerging

NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

2007 Online Payments Market in China: Market Overview and Major Players

Javelin Report
Date: April 10, 2008
Author(s): Mercator
Research Topic(s): Global

Boston, MAApril 2008

Contactless Card Market in China 2007

Impact Note
Date: April 6, 2008
Author(s): Mercator
Research Topic(s): Global

Mercator Advisory Group took a look at the contactless card market in China. Government-led initiatives have made China among the largest RFID markets in the world in the past year. However, additional long-term market drivers are needed to keep...

Testing Merchant Acceptance of Prepaid Online: Have Gift Card, Will Lift

Javelin Report
Date: April 6, 2008
Author(s): Mercator
Research Topic(s): Prepaid

Boston, MAApril 2008

Online Collections Solutions: Morphing to Intelligent Interactive Cardholder Servicing

Javelin Report
Date: March 30, 2008
Author(s): Mercator
Research Topic(s): Credit

Boston, MAMarch 2008

Restricted Authorization Networks: Winner Takes All

Javelin Report
Date: March 17, 2008
Author(s): Mercator
Research Topic(s): Prepaid

Boston, MAMarch 2008

Network Exclusivity: The Changing Direction of the Industry

Javelin Report
Date: March 16, 2008
Author(s): Mercator
Research Topic(s): Debit

A trend within the leading EFT networks indicates that they are redefining their PIN debit strategy. The Interlink, STAR, PULSE and NYCE networks have all announced sole provider or exclusive processing agreements for PIN Debit POS transactions ...