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Stripe’s OpenChannel Acquisition Facilitates Distribution of Services

Stripe’s series of high-profile acquisitions in 2021—the latest of which, OpenChannel, was announced in December—signal a shift toward operational areas adjacent to and complementary to Stripe’s well-known function as a payment processor. The Op...

Card Network-Merchant Conflicts Over Fees Are Set to Pick Up in 2022

Concerns about card networks’ merchant fees are about to be reignited by Amazon’s upcoming ban of Visa credit cards issued in the UK. The e-commerce titan has taken issue with Visa’s merchant fees—just like many merchants have had problems with ...

Technology Redefines Traditional Notions of Investor Behavior

The lines between traditional investor populations are blurring. In particular, the weakening of the paternalistic relationship between advisor and client presents an opportunity to revisit established notions of segmentation and service.

2022 CX: Fraud, Privacy, and Identity PaymentsInsights Survey Questionnaire

  • Javelin Report
  • Date: December 15, 2021
  • Author(s): Nicholas Bisconti
This survey will ask consumers about their experiences with fraud, the impact fraud has had, as well as attitudes and preferences around data privacy and risk mitigation practices around fraud prevention.

Gen Z’s Rough Start with Digital Banking

Generation Z is emerging as a major consumer segment for FIs now that they’re reaching adulthood, so FIs must take the time to understand what makes them tick. That includes examining the trends and events that influence them and understanding w...

Open Banking American Style

  • Javelin Report
  • Date: December 15, 2021
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Mercator Advisory Group releases new research that considers the state of connected banking in the U.S. and finds opportunities for financial institutions.

2021 Canadian Digital Banking Scorecard

Royal Bank of Canada and Canadian Imperial Bank of Commerce are the big winners in Javelin Strategy & Research’s annual Canadian Digital Banking Scorecard, taking Best in Class honors in online banking and mobile banking, respectively. The evalu...

Credit Card as a Service: Vendors You Need to Know

  • Javelin Report
  • Date: December 14, 2021
  • Author(s): Ben Danner
  • Research Topic(s): Credit
Credit card as a service products are changing the payments landscape. New Mercator research looks at Credit Card as a Service (CCaas) products which are relatively new to the payments landscape and offer a variety of options for those wishing t...

Securing Business Communication Channels

Phishing attacks and business email compromise continue to be major threats to the security of financial services firms. Between insufficient employee cybersecurity training and lacking technology and communications policies, organizations shoul...

Patent Analysis Reveals Key Competitive Information and Shift in Technology Investments

  • Impact Note
  • Date: December 13, 2021
  • Author(s): Tim Sloane
  • Research Topic(s): Debit, Emerging
Patents are an overlooked resource. Analyzing payment patents identifies industry trends and reveals company-specific technology investment and perhaps future market focus.
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