Research

A Guide to Achieving Greater Prepaid Volume: Six Channels That Drive Prepaid Success

January 2009Boston, MA

Retail Virtual Lockboxes: Hint: They Aren't a Box

While many non-financial services companies, ranging from Microsoft to MangoSoft, offer online data storage, they lack the reputation for trust that banks have long cultivated. Before a non-FI becomes the dominant player in the virtual lockbox/s...

Merchant Acquiring Business Model Taxonomy

In this research note, Mercator examines the various roles performed by companies involved in merchant payment acquiring and categorizes acquirers within seven basic business models. We discuss the traditional notion of "acquirer," and offer a b...

Prepaid Cards & the Incentives Market: Challenges of Bringing a High Value Feature Rich Product into an Already Complex Market

Boston, MAJanuary 2009

Credit Crunch 2009: January Update

This is the first in a series of updates that will be published in 2009 as the global credit crunch hits home in the United States credit card marketplace. Building on our analysis published in November 2008 (Declining Credit Card Growth 2008: A...