Research

Boston, MA - This report provides an analysis of a very mature product: the U.S. co-branded card. Defined as a network-branded (American Express, Discover, MasterCard, or Visa) credit card issued by or for a commercial firm (other than a bank) u...

We might be seeing early indications of improved spending on credit cards. But the massive drop in the number of credit card accounts on file shows that some cardholders have given up their cards -- voluntarily or not. Mercator's CustomerMonitor...

Research analyzes the US consumer online banking market and identifies the vendors for the next generation of online banking solutions

Boston, MA - Mobile devices continue to re-shape the U.S. communications marketplace, and with it the delivery of consumer financial services and retail marketing strategies. The pace of change is rapid and demands that financial service provide...

Retailer Apps Show Promise As Mobile Consumers Stay Cautious On Payments

First, The Facts The Department of Justice announced the outcome of its antitrust investigations of MasterCard, Visa and American Express on October 5, both filing a suit and announcing settlement with MasterCard and Visa. Litigation will contin...

Visa is getting some traction with its DeviceFidelity-based NFC pilots, at least in terms of the banks willing to pilot the project with them. Wells Fargo has joined US Bank and Bank of America in the US, and Turkey's Akbank, in the trial progra...

Retailer thinking about the gift card business model is broken. Nearly every large retailer in the United States sells gift cards with the thought that, one way or another, the card will be spent, and they will eventually collect the money assoc...

With the advent of EMV in a growing number of geographies and a multiplicity of payment form factors - chip, contactless, NFC, and the trusty old magstripe - proliferating globally, there appears to be a growing need for payment terminals capabl...

Seventh Annual Prepaid Card Forecast