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Alternative Acquiring: The Evolution of Merchant Acquiring in the 21st Century

  • Javelin Report
  • Date: January 24, 2022
  • Author(s): Shreyas Shaktikumar
  • Research Topic(s): Merchant
New report from Mercator Advisory Group reveals a significant decline in traditional merchant acquiring over the past decade, falling to historic lows in terms of market share. This has been accompanied by an increase in “alternative” merchant s...

Private Capital Moves to the Mainstream

Next-generation fintech platforms enable automation in the private capital markets by imposing structure onto what has been an ad-hoc, high-touch workflow. In so doing, they support a more transparent, secure, and error-free experience for the a...

2021 North American PaymentsInsights: U.S. COVID-19 Update and GPR Prepaid Cards Update

New report from Mercator Advisory Group’s North American PaymentsInsights survey series provides data on the effects of COVID-19 on the U.S. payments industry and the state of general-purpose reloadable cards in the U.S.

Green Banking: A Strategic Clash of Digital Needs vs. Wants

As financial institutions roll out new digital features touted as tools to help customers monitor their environmental impact and make meaningful changes, they face a host of challenges and a couple of considerable risks: Given the current qualit...

2021 North American PaymentsInsights: The State of the Canadian Consumer Market-Prepaid/Gift, Credit, and Debit Cards

New report from Mercator Advisory Group provides data on the use of prepaid, debit, and credit cards among Canadian consumers.

Despite Their Hype, Fintech Companies Do Not Assure Investor Gold

  • Impact Note
  • Date: January 10, 2022
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
Originally, Fintech was described as “new tech that seeks to improve and automate the delivery and use of financial services.”i Today, even the oldest and largest financial market participants are investing in new technology and describe themsel...

The PaaS Value Chain: Enabling Disruptive Payments

  • Impact Note
  • Date: January 6, 2022
  • Author(s): Tim Sloane
  • Research Topic(s): Prepaid
Mercator started extensive coverage of the prepaid industry in 2004 and has defined its value chain. That value chain and the technologies utilized have evolved, and Payments-as-a-Service (PaaS) providers are the result.

A Guide to Payments Orchestration

  • Javelin Report
  • Date: December 30, 2021
  • Author(s): Don Apgar
  • Research Topic(s): Merchant
Payments orchestration benefits merchants in rapidly changing payments ecosystem. New research by Mercator Advisory Group looks into the future of payments processing.

Small Business Credit Cards: Growth Opportunities in a Post-COVID World

  • Javelin Report
  • Date: December 30, 2021
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Small business credit cards: it’s about more than just rewards. New research from Mercator Advisory Group examines the current market for small business credit cards and highlights opportunities for issuers.

2021 Small Business PaymentsInsights: Consumer Purchasing Options

Mercator Advisory Group’s latest survey shows that small businesses continue to maintain flexibility in their payment acceptance practices. In fact, listening to consumer demands for flexibility in using their preferred payment options is a prio...
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