Payments, Blockchain, and Consumer Data Privacy: A Fork in the Road

Payments, Blockchain, and Consumer Data Privacy: A Fork in the Road

  • Javelin Report
  • Date: October 25, 2018
  • Author(s): Krista Tedder, Rachel Huber
  • Research Topic(s): Tech & Infrastructure
This report takes a closer look at why consumer sentiment is a risk in deploying blockchain and provides guidance on how blockchain can meet consumer needs for data protection and privacy.
Mass Affluent Borrowers: They Want Digital and They Want it Now

Mass Affluent Borrowers: They Want Digital and They Want it Now

  • Javelin Report
  • Date: October 23, 2018
  • Author(s): Test Test
  • Research Topic(s): Digital Lending
With six-figure annual household incomes and access to appreciating as well as income-producing assets, the mass affluent present an attractive target for traditional and nontraditional lenders alike. However, the segment’s comfort with technolo...
Global Interchange Regulation: Impact on Debit Cards

Global Interchange Regulation: Impact on Debit Cards

  • Javelin Report
  • Date: October 18, 2018
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
The impact of reduced global card interchange rates on debit cardsMercator Advisory Group releases new research regarding interchange fees in various countries changing the stakes for consumers, issuers, and merchants.
Addressing the Threat of False Positive Declines

Addressing the Threat of False Positive Declines

In the fight against credit and debit card fraud, merchants and issuers unwittingly create unintended casualties when they decline a legitimate cardholder’s transaction because of suspected fraud. No one wins when a “false positive” decline happ...
South Dakota v. Wayfair Inc.

South Dakota v. Wayfair Inc.

As digital commerce has developed over the past 30 years, the Supreme Court of the United States (SCOTUS) has twice ruled on the issue of taxation. Most recently, a June 21, 2018 ruling in South Dakota v. Wayfair Inc. now allows a state to colle...
U.S. Commercial Credit Cards Market Forecast, 2016–2022: Growing at a Healthy Pace

U.S. Commercial Credit Cards Market Forecast, 2016–2022: Growing at a Healthy Pace

The U.S. market for commercial credit cards for mid-to-large corporate segments continues to produce spending growth. Mercator Advisory Group reports that the U.S. commercial credit card market for the mid—to-large corporate segments continues ...
U.S. Corporate Faster Payments Market Overview and Forecast, 2017–2022

U.S. Corporate Faster Payments Market Overview and Forecast, 2017–2022

Speed, data, and risk share the limelight.
All Eyes On Bank of America's Virtual Assistant

All Eyes On Bank of America's Virtual Assistant

​Bank of America first announced its ambitious plans for a mobile banking virtual assistant in the fall of 2016. Dubbed “Erica,” the bank’s assistant ultimately took more than two years of development to reach customers. Erica went live in selec...
U.S. Recurring Payments Market Forecast, 2017–2021: Set It and Forget It

U.S. Recurring Payments Market Forecast, 2017–2021: Set It and Forget It

  • Javelin Report
  • Date: October 11, 2018
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Merchant
The rise of the recurring and subscription payments market Mercator Advisory Group releases new research and U.S. market forecast on recurring payments.
2018 Mobile Banking Scorecard: Tactical Tweaks Take Priority Over Strategic Enhancements

2018 Mobile Banking Scorecard: Tactical Tweaks Take Priority Over Strategic Enhancements

Javelin’s 2018 Mobile Banking Scorecard seeks to help financial institutions lay out a strategic road map that leads to deeper engagement and more lasting customer relationships. It provides a data-driven assessment of more than 200 mobile featu...