With the passage of the Check Clearing for the 21st Century Act (Check 21), enacted in 2003 , financial institutions began accepting electronic check images from depositing consumers, and there was no looking back. Remote deposit capture (RDC) technology has become a standard banking amenity that consumers depend upon. This report will focus on how this technology can be made safer by preventing criminal exploitation and misuse. 

Companies Mentioned:  Federal Reserve, PayPal, United States Postal Inspection Service, Venmo