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Buyer PaymentsInsights: The Organic Move to Mobile

Shoppers Increasingly Shopping on Mobile Devices Mercator Advisory Group’s latest survey shows an increasing use of mobile devices for shopping, and buying, products and services.

Debit: A Good Man in a Storm

  • Impact Note
  • Date: August 21, 2020
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Prepaid
Recent payment transaction data for the first half of 2020 tells an interesting story of how consumers are reacting through their choice of payments during the pandemic.

Servicing Portfolio Defense

  • Javelin Report
  • Date: August 18, 2020
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
This report examines the most effective strategies for tracking these behaviors and how servicers can best use these insights to retain borrowers and earn their customers’ business on their next loans.

Mega Mergers of Merchant Acquirers—One Year Later

  • Impact Note
  • Date: August 15, 2020
  • Author(s): Raymond Pucci
  • Research Topic(s): Global, Merchant
2019 was a blockbuster year for U.S. M&A activity and major payment industry players were right in the thick of it. Six became three. That was the dealmaking scenario for Fiserv-First Data, FIS-Worldpay, and Global Payments-TSYS. These already s...

Payment Directories: Do They Have a Role to Play in the Adoption of U.S. Faster Payments?

  • Impact Note
  • Date: August 13, 2020
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Emerging
Payment directories are nothing new, but renewed effort has been given to them in consideration of how they could facilitate adoption of faster payments through access to consumer and business account details.

Commercial Credit Cards: North America Market Review and Forecast, 2018-2024

North America Commercial Credit Cards: Market Review and Forecast, 2018-2024. Mercator Advisory Group releases new research about commercial credit card trends in North America.

Credit Cards in a Post COVID World: Seven Takeaways for the Next Business Cycle

  • Javelin Report
  • Date: August 10, 2020
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Planning for economic recovery in credit cards: now is not too early. New research report by Mercator Advisory Group focuses on the recovery of the credit card business and the COVID-19 pandemic.

Tracking Mistakes in AI: Using Vigilance to Avoid Errors

  • Javelin Report
  • Date: August 10, 2020
  • Author(s): Tim Sloane
  • Research Topic(s): Credit, Emerging
AI and machine learning can help FIs avoid risk — but they have risk of their own. Mercator Advisory Group releases a new research report that examines the impact of hidden biases in ML and Artificial Intelligence—and how to avoid them.

How COVID-19 Opens the Door to Video Banking

COVID-19 lockdowns have led consumers to search for alternatives to face-to-face interactions for different needs. For the first time, many have turned to video meetings for a range of tasks, including work meetings, calls with friends and famil...

Digital Engagement Lessons Learned from COVID-19

Response to the COVID-19 pandemic created a customer service crisis in banking: Branches were closed, call centers were jammed, and websites were overwhelmed with traffic. That meant that FIs could not easily meet the enormous volume of customer...
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