Research

Credit card as a service products are changing the payments landscape. New Mercator research looks at Credit Card as a Service (CCaas) products which are relatively new to the payments landscape and offer a variety of options for those wishing t...

Phishing attacks and business email compromise continue to be major threats to the security of financial services firms. Between insufficient employee cybersecurity training and lacking technology and communications policies, organizations shoul...

Patents are an overlooked resource. Analyzing payment patents identifies industry trends and reveals company-specific technology investment and perhaps future market focus.

Person-to-person transactions are among the fastest-growing payment types in the U.S. A relatively recent creation, P2P products have seen explosive growth in the last decade, propped up by widespread access to smartphones, the adoption of P2P s...

All businesses today are at greater risk of attack because their surfaces of access-points, endpoints and digital channels have greatly increased, as the COVID-19 pandemic expanded the remote workforce and the use of digital channels. More relia...

Credit card issuers acted aggressively to restore revolving debt, thereby offsetting the interest revenue loss resulting from COVID-related changes in purchasing and borrowing habits. However, while growth results effectively rebuilt portfolios,...

The meteoric rise of cryptocurrency so far has outpaced regulators, tax management, and the payments industry. The coming year, however, looms as a time of catching up. With global financial powerhouses jumping into crypto, regulators won’t be f...

New research from Mercator Advisory Group details the current fleet card market and provides a market forecast through 2025.

New Mercator Advisory Group research report reviews developments in global real-time payments.

The modular delivery of services in the payments allows rapid deployment of new wrinkles that offer consumers tailored, highly engaging experiences. This report looks at that modular delivery model and explores strategies to help payments compan...