Research

Mercator Advisory Group provides an early view into the success metrics that will drive commercial and enterprise payments as we move into 2023 and beyond. With the potential of a global recession, expect risk management to play a crucial role i...

The perfect credit storm is brewing. Interest rates are up, and stocks are down. Inflation is surging, and savings rates are falling. Consumers and lenders are less confident, and a geopolitical issue in Ukraine is almost one year old. As credit...

Debit card issuers will need to navigate a recession caused by excess demand. Potential regulations that affect credit will bring volume to debit as the value proposition shifts. New products will push the United States closer to open banking an...

For more than a decade, fintech startups and products have captured outsized attention and investment. In many ways, these companies have set the agenda for driving consumer expectations for financial services. In 2023, the times they are a-chan...

2023 is set to bring new concerns about credit card fee structures and economic turmoil, while the way merchants accept in-store payments is changing, making for what will be a tumultuous year in payments and merchant services. This past year wa...

In this viewpoint, Mercator presents the results of 2022 forecasts, the state of the prepaid card market, and projections for 2023. The prepaid market continues to be a fast-growing payment segment with the unique ability to experience resilienc...

The annual payment trends report will highlight the top three business drivers for change in 2023.

An overview of three trends that will be critical for the banking industry to address in the coming year.

This viewpoint highlights the opportunity for players in the loyalty and rewards ecosystem to accelerate the use of their programs and drive cashouts of points for prepaid purchases. Inflationary pressure, supply chain issues, and rising interes...

Premium credit card products have existed since the 1980s and are targeted toward the mass affluent population. This customer segment differs from the general-purpose credit card market, with above-average credit scores and household incomes of ...