Research

New report explores the potential for credit card issuers in region with largest number of high-net-worth individuals

The coming year may be a watershed for changes in the way customers access prepaid value. The growth of multiplatform "cards" mean that prepaid programs are no longer on plastic cards.

Businesses and governments began to learn in the recession that they could, in fact, do more with less. Many have made great progress achieving efficiencies through internal process changes but then encountered resistance from trading partners. ...

Mobile banking among consumers is a "done deal" with wide acceptance. However, Mercator Advisory Group's new report, Mobile Banking for U.S. Corporate Customers: Catching On Slowly, finds both banks and commercial enterprises a bit cautious abou...

New research from Mercator Advisory Service profiles multiple solutions and forecasts growth for single-merchant wallets

As consumers continue to adjust their payment patterns in the wake of the Great Recession, major retailers' layaway programs appear to be gaining new traction during the 2012 holiday shopping season. Programs are attracting consumer interest bey...

As bankers look toward the start of a new year, several important takeaways are worth keeping in mind in contemplating what to expect and how to proceed in 2013. One thing is certain: It's prime time for channels.

Nonbanks have long been active in enabling card acceptance for merchants, whether through sales and service, processing, or equipment. The rapidly aging new millennium has seen many ISOs decline in prominence or become absorbed by competing firm...

EMV technology is coming to the United States. For owners and independent operators of ATMs, MasterCard's requirement that U.S.-based ATMs be able to accept EMV cards by April 19, 2013 has raised the question for financial institutions, Would it...

Financial institutions are embracing the self-service trend that has already taken hold in many other areas of retail commerce. New solutions from large suppliers of automated teller machines can help banks and credit unions integrate self-servi...