Research

In an increasingly interconnected technological world, consumers around the globe are either consciously or inadvertently handing over private data. Payment transaction data collected has great marketing potential, but it has a downside for cons...

Research from Mercator Advisory Group examines the trend away from traditional core banking systems to an omnichannel banking environment

Javelin’s 11th annual online banking and bill-pay forecasts reinforce that adoption will remain unacceptably flat through 2018 unless financial institutions take action to upgrade services, counter misperceptions about paying bills at FIs, and s...

Closed-Loop Load Growth Slows, but the Market Continues Forward

Regulation II requires covered debit issuers and payment networks to respond to a biannual survey designed to gather data pertaining to interchange fee revenue, issuer costs, and fraud losses. Even though the latest survey report shows that debi...

The United States is home to more immigrants than any other country in the world, and Javelin estimates that remittance providers could potentially collect upwards of $2.12 billion in fees from outbound cross-border transfers. But increasing glo...

Around the world, financial institutions and other prepaid card providers are selling multicurrency prepaid cards for travel abroad. However, in the U.S., multicurrency prepaid cards are few and far between. This Mercator Advisory Group Viewpoin...

Mercator Advisory Group’s

 As travelers set out on their journeys, many take for granted the various international fees that accompany their payment cards. While some fees are unavoidable, utilizing ATMs that belong to international ATM partnerships can potentially elimi...