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Payroll Cards in the United States: A Balancing Act for Providers

  • Javelin Report
  • Date: March 3, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Prepaid loads continue to grow as individual segments struggle New research from Mercator Advisory Group explains the payroll card market and its stakeholders.

2016 Annual U.S. Debit Rewards Review with U.K. Comparison

  • Javelin Report
  • Date: February 23, 2016
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
Debit rewards programs are available to most checking account customers, both in the U.S. and the U.K. Mercator Advisory Group releases research on trends in consumer checking account ownership and market forces affecting debit card rewards

Prepaid Cards: Power Users and Potential Impact of the CFPB

  • Javelin Report
  • Date: February 19, 2016
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
This report examines how the cards are acquired, reloaded, and used by key consumer segments. It also examines the CFPB’s proposed changes to prepaid that could change the attractiveness of these cards. 

Company Snapshot: Cachet Financial Solutions

  • Impact Note
  • Date: February 17, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
With consumers and businesses turning to their phones for a greater share of payment and banking functions, Cachet Financial Solutions offers remote deposit capture (RDC) technology enabling banks, credit unions, and alternative service provider...

Omnichannel and Branch Banking: Make It Personal

Bank customers want their banks to know them better Mercator Advisory Group survey finds 70% of mobile users want more personalized service at a branch, especially young adults and high earners

Asia-Pacific Commercial Credit Cards: Market Review

Asia-Pacific markets offer unrivaled opportunities for commercial credit cardsNew research from Mercator Advisory Group examines growth potential of the commercial credit cards market in the Asia-Pacific region

Online Banking Forecast 2016: Optimizing Online Banking in a Mobile Era

This report looks at how online banking fits into the rapid proliferation of mobile banking. FIs looking to preserve the utility of online banking for an increasingly mobile audience must move beyond thinking about it as a transaction processor ...

American Express’s 2016 Resolution: Realign the Prepaid Portfolio

  • Impact Note
  • Date: February 3, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
American Express is fine tuning its prepaid portfolio to streamline it.

2016 Identity Fraud: Fraud Hits an Inflection Point

On its face, fraud in 2015 appears not to have changed substantially. The total number of victims remained steady at 13.1 million, and the total fraud amount fell slightly to $15 billion. However, that stability masks major changes in fraud in t...

Customers Reselling Gift Cards: Benefits for Retailers

  • Impact Note
  • Date: February 1, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Now that customers can resell gift cards, should retailers worry? New research from Mercator Advisory Group examines the secondary market for closed-loop gift cards
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