Payment Services Directive 2

Payment Services Directive 2

  • Impact Note
  • Date: December 5, 2016
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
New rules for the European Union create open account access for bank and payment innovators.
Mobile Payments Convergence

Mobile Payments Convergence

This report examines the trending wallet features transforming the way consumers pay at the point of sale and provides a forecast of proximity purchasing through 2020.
Small Business Debit: Hiding in Plain Sight

Small Business Debit: Hiding in Plain Sight

  Small business debit usage is strong (but could be stronger). Data from Mercator Advisory Group’s 2016 small business survey provides metrics on this critical method of payment.
Payment Acceptance in a Complex Environment

Payment Acceptance in a Complex Environment

First report from Mercator Advisory Group’s new U.S. Small Business Survey series
Brexit’s Impact on Commercial Payments

Brexit’s Impact on Commercial Payments

Interesting choices and consequences abound.
Credit Scoring as a Competitive Differentiator

Credit Scoring as a Competitive Differentiator

  • Javelin Report
  • Date: November 21, 2016
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Alternative models of credit scoring: new options, new risksMercator Advisory Group’s new research report examines innovations in credit scoring and alternative lending.
Do Millennials Really Care About Credit Card Rewards?

Do Millennials Really Care About Credit Card Rewards?

  • Javelin Report
  • Date: November 21, 2016
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
This report examines the Gen Y credit card opportunity, focusing on how issuers can identify those in search of credit and how to incentivize them with rewards in order to adopt and use credit cards.
The New Prepaid Rule Will Affect Checking Accounts

The New Prepaid Rule Will Affect Checking Accounts

  • Impact Note
  • Date: November 18, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Debit, Prepaid
The CFPB’s final prepaid rule has increased operational complexities for prepaid cards. At the same time, its refusal to define prepaid products by account structure means that checkless checking providers will need to be careful with their mark...
Will Google Make Current Biometric Approaches Obsolete?

Will Google Make Current Biometric Approaches Obsolete?

  • Impact Note
  • Date: November 18, 2016
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
Card-Not-Present Fraud: The Merchant Empire Strikes Back

Card-Not-Present Fraud: The Merchant Empire Strikes Back

  • Javelin Report
  • Date: November 17, 2016
  • Author(s): Raymond Pucci
  • Research Topic(s): Credit, Debit, Merchant
U.S. merchants are striking back against card-not-present fraud in online transaction. New Mercator Advisory Group research finds U.S. online merchants partnering with tech developers to fight rising card-not-present fraud.