Executive Insight: Are the U.S. Chip Rules Enough

Executive Insight: Are the U.S. Chip Rules Enough

  • Impact Note
  • Date: September 8, 2015
  • Author(s): Arthur Kranzley
  • Research Topic(s): Credit, Debit
A longer term view of security and the payments landscape is needed.
Have The Alternative Payment Providers Won?

Have The Alternative Payment Providers Won?

  • Impact Note
  • Date: September 4, 2015
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Banks and credit unions are finding innovation difficult in a heavily regulated marketplace.
Consumers and Prepaid: Young, Mobile, and Affluent Drive Growth

Consumers and Prepaid: Young, Mobile, and Affluent Drive Growth

Survey Finds 2 in 5 GPR Card Users and Mobile Payers Were Turned Down for a New Bank Account Mercator Advisory Group survey finds prepaid buyers increasingly younger and mobile-enabled
Global Interchange Regulation: Pandora’s Box for Commercial Cards?

Global Interchange Regulation: Pandora’s Box for Commercial Cards?

Regulation could affect the future of commercial card programs Mercator Advisory Group examines recent global regulations regarding payment card interchange and fees and their potential impact on commercial cards
Migrating to EMV: The (Not So) Final Countdown

Migrating to EMV: The (Not So) Final Countdown

  • Javelin Report
  • Date: August 12, 2015
  • Author(s): Alex Johnson
  • Research Topic(s): Credit
U.S. migration to EMV slows as the October liability shift looms Updated Mercator Advisory Group projections indicate a slower than expected transition to EMV due to unanticipated complexities
European E-Commerce Alternative Payment Providers Gaining Momentum

European E-Commerce Alternative Payment Providers Gaining Momentum

  • Javelin Report
  • Date: August 11, 2015
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
Can Alternative Payment Methods Challenge Cards for E-Commerce Transactions? Mercator Advisory Group releases new research examining European landscape of e-commerce alternative payment solutions
Small Business EMV Readiness

Small Business EMV Readiness

This report looks at the upcoming EMV liability shift and how it will affect small and micro businesses. As well as the consequences of their delayed transition.  
Debit Transactions in an EMV World: A Practical Guide

Debit Transactions in an EMV World: A Practical Guide

  • Javelin Report
  • Date: July 30, 2015
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Understanding Debit Transactions Can Reveal Opportunities Mercator Advisory Group research details processing flow of debit transactions and the impact of market changes on payment transaction routing
Strengthening Security Engagement with Gamification

Strengthening Security Engagement with Gamification

Despite high levels of concern about fraud, consumers are slow to adopt security best practices. Gamification, the incorporation of game design elements into non-game applications, can help to build consumer ability and motivate them to take adv...
The Disruptive Potential of Marketplace Lending in the U.S. Consumer Credit Market

The Disruptive Potential of Marketplace Lending in the U.S. Consumer Credit Market

  • Javelin Report
  • Date: July 24, 2015
  • Author(s): Alex Johnson
  • Research Topic(s): Credit
Marketplace lending spurs innovations in consumer credit Mercator Advisory Group research finds that success of alternative lending models is attracting attention, forcing banks to respond