Research

Private label credit cards: 300 million cards and counting Mercator Advisory Group releases a new research report defining the co-brand and private label credit card markets in the U.S.

This report examines the trends that have given rise to this industry, profiles in detail the key players, and explores why banks serving small businesses should take note.

Credit card market entry is just one piece of the strategy as the $974 billion asset investment bank enters U.S. retail banking. Goldman Sachs is positioned for a 2019 entry into the credit card market.

U.S. consumers are more likely to save up for specific goals. Mercator Advisory Group survey finds 65% of U.S. consumers have funds to meet specific goals, nearly half are at their primary financial institution.

Now more than ever, card account numbers are tokenized to secure payment transactions. With some cards receiving multiple tokens, sorting out which token belongs to which account is getting more difficult, which is making loyalty programs and cu...

This report examines how Gen Z approaches technology and the generation’s impact on banking and retail commerce. It provides insight into Gen Z consumers’ expectations for how companies should seek to serve them and meet their needs.

Becoming a TSP is not a role many can execute successfully, but First Data Corporation may be one of the few that can pull it off.

Robust Asian mobile payment apps drive life-style commerce.

Electronic channels compete to serve customers as banks rationalize their branches

Conversational commerce has arrived. Chatbots and smart speaker systems are the new sales channels across merchant and other business categories. Market opportunities are many, but stakeholders must recognize technology and market challenges tha...