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2025 Prepaid Regulatory Update: Federal Changes Dominate the Conversation

This annual update by Javelin Strategy & Research covers how economic and regulatory issues are affecting the prepaid card market. It focuses on how the prepaid market may be affected by changes to broad-scale federal policy as well as direct fe...

2025 Small Business Digital Banking Vendor Scorecard

Javelin’s 2025 Small Business Digital Banking Vendor Scorecard evaluates seven leading vendors that provide online and mobile banking platforms for small businesses. Q2 claimed the top spot thanks to the configurability of its platform and stron...

Credit Card Acquisitions: An Intro to Introductory Offers

  • Javelin Report
  • Date: August 21, 2025
  • Author(s): Brian Riley
  • Research Topic(s): Credit
The U.S. adult population grew by 10% from 2016 to 2025, but credit card acquisitions advanced at a rate almost five times faster. Cardholders are not just accumulating credit cards; they increased their revolving debt in that period by more tha...

Paying the Bills: Small-Business Preferences for Bill Pay Channels

This Primary Data Snapshot report examines small-business preferences for online bill payment methods, helping providers align their solutions with business needs.

2025 North American PaymentsInsights: Canada: Exhibit

This report is based on Javelin Strategy’s North American PaymentsInsights series’ annual survey. A web-based survey was fielded between July 22 – 30, 2025, using a Canadian online consumer research panel of adults aged 18 and older. The survey ...

2025 North American PaymentsInsights: U.S.: Exhibit

This report is based on Javelin Strategy’s North American PaymentsInsights series’ annual survey. A web-based survey was fielded between July 14 – 26, 2025, using a US online consumer research panel of adults aged 18 and older. The survey of 3,0...

Card Payments Leading the Way: Insights into Home and Utility Bill Payments

Discover how younger generations are leading the shift toward using cards for bill payments, thus revealing evolving consumer preferences. This Javelin Strategy & Research report also highlights how card-based payments dominate the home and util...

Unattended Checkout: Where Do We Go From Here?

Unattended checkout isn’t dying, not by a long shot, but it’s in a period of transition. Although consumers like it, merchants need it, and payment trends favor it, some major merchants have scaled back their ambitions for unattended checkout as...

The Virtual Economy: Identifying Supplier Industries Receptive to Virtual Cards

Although buyers increasingly favor virtual cards for their control, automation, and working capital benefits, many suppliers question whether acceptance delivers enough value to justify the cost. This Javelin Strategy & Research report identifie...

The Understated Cyber Vulnerabilities of Wealth Management Clients

Phishing attacks remain the most pervasive and concerning for wealth clients, but cybersecurity risk as a whole is a growing worry for financial advisors, who feel increasingly ill-equipped to support their clients with and around cyberthreat mi...
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