Fiserv and First Data Proposed Merger Shakes U.S. Payments Ecosystem

Fiserv and First Data Proposed Merger Shakes U.S. Payments Ecosystem

  • Impact Note
  • Date: February 7, 2019
  • Author(s): Raymond Pucci
  • Research Topic(s): Global, Merchant
Blockbuster payments pact rings in the new year.
2019 ATM Security: Taking a Holistic Approach to Protecting the Automated Teller Machine

2019 ATM Security: Taking a Holistic Approach to Protecting the Automated Teller Machine

This report will break down into two categories the risks that ATMs face: logical attacks that focus on the weaknesses embedded within the device’s software and operating systems, and physical ones that involve crooks breaking locks to cash disp...
Fintech in Corporate Banking: Digitize or Miss the Boat

Fintech in Corporate Banking: Digitize or Miss the Boat

Banks need to prioritize digital infrastructure to retain corporate clients and compete in coming years.Mercator Advisory Group reports that the financial institutions and their corporate clients had best quickly adapt to a digital environment o...
Justice Department Reverses Decision on Internet Gambling

Justice Department Reverses Decision on Internet Gambling

  • Javelin Report
  • Date: February 1, 2019
  • Author(s): Krista Tedder, Rachel Huber
  • Research Topic(s): Tech & Infrastructure
On Jan. 14, 2019, the U.S. Justice Department released a new interpretation of the Unlawful Internet Gambling Enforcement Act (UIGEA), stating that the act does not apply solely to sports-related gambling (as had been stated in a 2011 judgment) ...
The 2019 Credit Card Data Book: Key Indicators of a Slowing Market

The 2019 Credit Card Data Book: Key Indicators of a Slowing Market

  • Javelin Report
  • Date: January 30, 2019
  • Author(s): Brian Riley
  • Research Topic(s): Credit
2019 Credit Card Data Book projects slower growth, leaner profits, and higher risksMercator Advisory Group updates annual Credit Card Data Book with projections through 2022.
Payment Card Controls: Overcoming Impediments Through a Consumer Financial Enablement Strategy

Payment Card Controls: Overcoming Impediments Through a Consumer Financial Enablement Strategy

  • Javelin Report
  • Date: January 24, 2019
  • Author(s): Krista Tedder, Rachel Huber
  • Research Topic(s): Tech & Infrastructure
Payment card controls are features of digital banking that consumers want but the financial services industry has failed to deliver effectively at scale. Despite adoption by card companies and some financial institutions, consumer adoption has b...
2019 Outlook: U.S. Payments

2019 Outlook: U.S. Payments

Trends from 2018 are accelerating while economic outlook darkens.
2019 Fraud Trends

2019 Fraud Trends

The evolution of the fraud landscape will continue in 2019 with fraudsters, regulators, and consumers all reacting in big ways to changes in the market.  For financial institutions (FIs), this will mean continued vigilance and investment ...
U.S. Consumers and Debit: Fewer Use It for Purchases

U.S. Consumers and Debit: Fewer Use It for Purchases

Security and lack of rewards are top reasons that U.S. consumers do not use debit cards online. Mercator Advisory Group survey finds fewer consumers using debit cards for purchases, especially online.
2019 Small Business Digital Banking & Payments Trends

2019 Small Business Digital Banking & Payments Trends

Development in consumer digital banking accelerated during 2018, with several top banks rolling out engaging experiences incorporating advanced and engaging features like chatbots, personal finance tools, and more. Unfortunately, digital experie...