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Not all Data Breaches are Created Equal
With an average of 135 data breaches occurring each month in 2012, Javelin explored the link between data breaches and fraud and found that over 50% of fraud victims were also data breach victims in 2012.
Move over Checking Fees: New Prepaid Products Are Redefining the Space
Consumer ownership of prepaid cards has climbed rapidly in the past few years and prepaid cards are now found in the wallets of 13% of all U.S. adults.
Cash, Check or Mobile POS?
Mobile POS (point of sale) acceptance is posing a growing threat to traditional terminal based solutions and vendors providing the existing functionality of a terminal at lower processing fees and easier application processes.
Mobile and Prepaid Opens New ‘POS-sibilities’ for In-Store Retail
The growing popularity of the digital realm has fundamentally altered the nature of the POS, as brick-and-mortar retailers have had to embrace elements of mobile and online channels in order to remain competitive.
Uncovering the Underbanked's Bill Pay Potential
When it comes to paying bills, too often the nation’s 37 million underbanked Americans do it the hard and costly way--in cash and in person.
Mobile RDC and Next Generation of Mobile Imaging: Bridging the Transaction Gap
As the smartphone-toting population crosses the 50% barrier, there are opportunities and challenges to rethink and re-imagine new imaging services to bridge the mobile transaction gap.
Navigating the Rising Tide of Mobile Security
Fraud is on the rise as the volume of security threats in online and mobile channels is growing exponentially.
Solutions to Forge the New Frontier of Fraud: Compensating Controls for Layered Authentication
In 2012, account takeover and new account fraud each rose by approximately 50% over the previous year. These two fraud types impact consumers most severely.
Shop, Spend and Save More Effectively: 21st-Century PFM to the Rescue
Since Apple launched the iPhone six years ago, smartphones have imbued consumers with always-on, always-with-me, real-time expectations.
A New Model to Deepen Customer Loyalty Programs: AVENUE Model
Leading rewards and loyalty programs deepen participant value enabling customers to use accumulated points toward purchases.