Research

Boston, MAMay 2008

Since 2004, NTT DoCoMo, the largest mobile carrier in Japan, has been operating a proximity mobile commerce platform that offers a variety of functions including, but not limited to, card payments. This note takes a close look at the platform; b...

Payment technologies come and go with more than a few perishing from the lack of value or the ability of the payment industry's immune system to reject ideas that threaten the status quo. But a number of technologies are technically in place or ...

When a prepaid card program will achieve profitability is proving difficult to calculate. This challenge comes from a range of variables that needs to be factored into the profitability calculations, and while some of these variables are well kn...

In a first ruling on the legality and limits for courtesy overdraft fees, Britain's High Court has determined that the U.K. Office of Fair Trading may challenge the 3.5 billion pounds in overdraft charges levied by banks under the Unfair Terms i...

NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

If banks are serious about attracting, acquiring and retaining relationships with Generation Y, they need to jump at developing Web 2.0 business strategies. In the following decade, GenY (born 1978-1989) will all have entered the workforce and b...

Boston, MAApril 2008

Payments Industry M&A Report - Q4 2007

Mercator Advisory Group took a look at the contactless card market in China. Government-led initiatives have made China among the largest RFID markets in the world in the past year. However, additional long-term market drivers are needed to keep...