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U.S. Commercial Cards: The Drive Toward Mainstream Payables

Payables is the name of the game in U.S. commercial cards.Mercator Advisory Group reports healthy growth for commercial cards in the U.S. market with opportunity to capture much higher B2B payments share in the next five years. 

Voice-Activated Conversational Interfaces: A Viable New Banking Channel

  • Impact Note
  • Date: October 2, 2017
  • Author(s): Joseph Walent
  • Research Topic(s): Emerging
Customers soon may prefer to talk to banks’ conversational platforms for inquiries and transactions.

Faithful Companion: Prepaid Supports Credit and Debit Cards

  • Impact Note
  • Date: September 21, 2017
  • Author(s): Tim Sloane
  • Research Topic(s): Credit, Debit, Prepaid
Prepaid cards have value as account supplements, not just replacements. Open-loop prepaid cards are used primarily as account replacements by people without bank accounts or as gift cards by those who do have bank accounts. Recent research indi...

The Evolution of Debit Cards

  • Impact Note
  • Date: September 18, 2017
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Debit card issuers are having to fend off increasing competition from new and also traditional payment forms.

Consumers and Prepaid: Caution Ahead

Survey finds decline in purchase of prepaid cards in U.S. after five years of steady growth. Mercator Advisory Group survey finds U.S. consumers are cutting back on buying prepaid cards.

2017 Account Safety in Banking Scorecard

Javelin’s 2017 Account Safety in Banking Scorecard analyzes the customer-facing security measures of 28 of the largest depository financial institutions in the US. Scorecard performance highlights many areas where financial institutions must foc...

Complex Business Relationships Drive the Commercial Cards Industry

Partnership activity across commercial cards is accelerating.Mercator Advisory Group reports that the commercial cards industry is driven by multiple underlying service relationships and this reach is broadening through payables and technology.

Operational Excellence: The Best Debit Marketing Strategy

  • Javelin Report
  • Date: September 7, 2017
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Improving dispute handling for debit cardholders and minimizing false positives can increase customer retention and usage of debit cards.Mercator Advisory Group releases new research on operational tactics for issuers to make debit cards more va...

C-Stores a Rising Force in Merchant Loyalty

  • Impact Note
  • Date: August 31, 2017
  • Author(s): Raymond Pucci
  • Research Topic(s): Credit, Debit, Merchant
National and regional C-stores are prime venues for merchant loyalty and have inherent advantages most retailers can’t match.

Supply Chain Finance: Fintech Vendor Overview

Fintech firms nimbly moving into rather massive global trade financing marketMercator Advisory Group reports that supply chain finance is more accessible than ever and expanding through broadened fintech solution models.
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