Research

The payment facilitation model first appeared in the market in 2010 as a way to create a simple, cost-effective mechanism for micro-merchants to accept payment cards. This viewpoint will examine the growth of the payfac model as its utility is e...

This Viewpoint considers the value of digital issuance and what issuers will want to take into account as they consider digital issuance technology.

Neobanks have built their customer bases by offering lower fees and, particularly during the pandemic, quicker access to federal stimulus funds. But to develop the kind of deep relationships enjoyed by many traditional FIs that are considered cu...

The U.S. digital gaming market is booming, spurred by the rise of e-commerce and the realities of the ongoing COVID-19 pandemic. The industry uses a wide variety of monetization strategies, with significant opportunities for prepaid card issuers...

There is a steady acceleration of the payments infrastructure moving to cloud banking. This is not a new trend for payment fintech disruptors and some of the more forward-thinking financial institutions. Reasons behind this shifting landscape in...

New report from Mercator Advisory Group reveals a significant decline in traditional merchant acquiring over the past decade, falling to historic lows in terms of market share. This has been accompanied by an increase in “alternative” merchant s...

Next-generation fintech platforms enable automation in the private capital markets by imposing structure onto what has been an ad-hoc, high-touch workflow. In so doing, they support a more transparent, secure, and error-free experience for the a...

New report from Mercator Advisory Group’s North American PaymentsInsights survey series provides data on the effects of COVID-19 on the U.S. payments industry and the state of general-purpose reloadable cards in the U.S.

As financial institutions roll out new digital features touted as tools to help customers monitor their environmental impact and make meaningful changes, they face a host of challenges and a couple of considerable risks: Given the current qualit...

New report from Mercator Advisory Group provides data on the use of prepaid, debit, and credit cards among Canadian consumers.