Research

How Close Is Proximity? Part II: Alternative Proximity Mobile Payments in 2009

The power struggle between mobile network operators and banks has long been considered the main reason preventing mobile proximity payments from becoming a world-wide phenomenon. This Mercator Research Note looks at how the issue can be solved i...

Asia-Pacific is the second largest market for EMV products and services after Europe. However, the lack of regional regulators or co-ordinated migration plans make things more complicated. And payments industries in Asia-Pac countries vary drama...

Consumer Prepaid Distribution Strategies,And The "Malling" Of Prepaid

Electronic Bill Pay and Presentment: Take a Number;a Consumer Will Be Right with You (Maybe)

While credit cards are no longer in freefall, the U.S. card market has not yet bottomed out. 2010 is likely to be a year of stabilization and likely flat. The card industry must begin to grapple with long-term threats stemming from the recession...

Retail banks in developing economies face a tough choice. They can remain in their current niches of serving their handful of well-to-do customers or they can take a page out of the mobile industry's book, update their retailing knowledge, and m...

Merchant Funded Rewards -Debit Loyalty Programs and Roles for Acquirers in MFDNs

Revitalizing Core Deposits: Deploying New Strategies to Rebuild the Heart of Banking

Consumer Remote Deposit CaptureA Consumer in Every Pocket