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Privacy Compliance and Customer Experience

  • Impact Note
  • Date: July 11, 2011
  • Author(s): Patricia McGinnis
Increasing public scrutiny and growing regulatory pressures suggest no rest for those charged with privacy-related compliance. Financial institutions are struggling to keep customer data secure, with mixed results. The much-touted trust relation...

Regulatory Change's Impact on China's Emerging ePayments

  • Impact Note
  • Date: July 6, 2011
  • Author(s): Terry Xie
  • Research Topic(s): Global
As the first 27e-Payment licenses were issued at the end of May 2011, Mercator analyzes the impact of the latest development on the evolution and industry landscape in China's emerging e-payment market.

VC Investments in Payments 2010

  • Javelin Report
  • Date: June 29, 2011
  • Author(s): Terry Xie
  • Research Topic(s): Global
In 2010, the global payments industry saw a significant increase in the number of investing companies and the amount of money they received.

Durbin and Payments Innovation

  • Javelin Report
  • Date: June 28, 2011
  • Author(s): George Peabody
  • Research Topic(s): Credit, Emerging
It's certain that the Durbin Amendment will go into effect. While the rule's exact parameters may not be known until July 21, the regulation's impact on debit issuer strategies, and those attempting to compete with them, is already visible. The ...

Non Prime Credit Card Segments 2011: An Opportunity Waiting To Happen

  • Javelin Report
  • Date: June 27, 2011
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
Boston, MA -- This report highlights opportunities in three heterogeneous credit card prospect segments which exist outside prime territory: subprime, consumers with an established credit track record indicating a higher risk of credit default, ...

Smart Ticketing: The Move to Open-Loop Transit

  • Javelin Report
  • Date: June 27, 2011
  • Author(s): George Peabody
  • Research Topic(s): Emerging, Prepaid
Smart Ticketing: The Move to Open-Loop Transit

U.S. Consumers and Social Media: Banking's Social Revolution - Cross Tabs

U.S. Consumers and Social Media: Banking's Social Revolution

Personal Financial Management: Expanding the Market and the Opportunity

  • Javelin Report
  • Date: June 20, 2011
  • Author(s): Bob Landry
New research on the use of Personal Financial Management (PFM) tools identifies opportunities among Gen Y customer segment.

The Case of Payoneer and Metabank May Change the Prepaid Value Chain

  • Impact Note
  • Date: June 19, 2011
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
The connection of prepaid cards from the United States with an assassination in Dubai has already led to changes in the prepaid industry and may reshape the entire industry.

Credit Quality: (Almost) A Round Trip

  • Javelin Report
  • Date: June 16, 2011
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
Since the official start of the recession, credit card delinquencies and charge-offs have nearly made a round trip back from the dark days of the recession. And while the economy continues to be weak, low origination volumes may ensure reasonabl...
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