Research

Corporations in the U.S. are steadily shifting the way they make business-to-business payments, reducing check usage and choosing from multiple electronic methods. Payment method migration will trigger changes in check-related bank revenue strea...

The proposed settlement of the long-festering case In Re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation holds the potential to help participants get back to business. But in setting new rules, it puts unpredictable marke...

New research examines the current state of the global ATM market

Boston, MA -- Social networking is developing faster than any other communication medium before it. What was once primarily a medium for students to share personal information has become much more. People of all ages are creating social accounts...

Banking 2.0: Innovation, Disruption, and the Better Idea

While no longer considered a new phenomenon, big data is a computing trend that should not be ignored by banks and payments services firms. Exploration of the potential applications of big data frameworks and processes in managing payments produ...

New Research Sizes the Problem of First-Party Fraud in the United States and Examines Countermeasures

Social networks provide a direct connection between consumers and organizations like no other medium before. This Mercator Advisory Group research note analyzes the social presence of the 15 largest U.S. financial institutions on Twitter, highli...

Georgia state legislators quietly passed a law that allows merchant acquirer limited purpose bank charters, another important win for the acquiring side of the payments market. This viewpoint addresses two questions: Now that some acquirers are ...

The regulation for prepaid payments varies significantly across countries from nearly nonexistent to strict and broad, posing a challenge for companies expanding into international markets. This research note provides some high-level overviews a...