Research

U.S. issuers and acquirers continue to address impending fraud-liability deadlines for EMV migration. But on another technology front, are we closer to knowing whether a clear direction for mobile payments will emerge?

Canada, the eleventh largest global economy, has a population of 34.5 million along with one of the world's most developed banking markets featuring significant penetration of banking services and high consumer satisfaction. Debit cards are used...

U.S. cardholders are confused about those new chip cards they got in the mail. A modest stream of EMV cards is making its way into U.S. cardholders' wallets. Cardholders may think that's great, but for all the wrong reasons. Issuers who are putt...

New Mercator Advisory Service report explores scoring products and emerging modeling techniques. This report by Mercator Advisory Group presents research that will help payments industry participants understand the basics of credit scoring and s...

New research from Mercator Advisory Group examines past, present, and potential future developments in Russian payments.  

At 92.6% of total U.S. retail dollar volume, the point of sale (POS) retail market towers above the online market and will continue to do so for years to come. But the growing popularity of the digital realm has fundamentally altered the nature ...

New Mercator Advisory Group research identifies U.S. mobile wallets by category and technology. The physical wallet might someday go the way of the checkbook, used by few and no longer a necessity. Growing consumer use of smartphones is creating...

Biometric technologies always have appeal in security-crucial environments. But applications in banking and payments have been limited. Can that be changed?

Mercator Advisory Group creates a base-level prepaid portfolio pro forma utilizing data from study by Federal Reserve Bank of Philadelphia's Payment Cards Center and the Center for Financial Services Innovation

Advances in ATM and network capabilities around the world have created new features beyond simple demand deposit account withdrawals and deposits for financial institutions and customers alike.