Research

Customer identification programs are the first line of defense to prevent money laundering, fraud, and other criminal activity, but they can do more to help prepaid program managers. Program managers have the opportunity to use the identificatio...

Despite numerous attempts, mobile payments have struggled to become legitimate alternatives to plastic card-based payment systems. This Mercator Advisory Group Research Note analyzes the array of benefits that mobile payments offer merchants in ...

New research from Mercator Advisory Group describes confusing market for small business finance  

Mobile wallets are being introduced to the market in a steady stream of configurations from passive containers to dynamic payment products.

Mobile bankers are valuable customers: rich, young, and flush with profitable bank products and services. The products and services are saving financial institutions money — as the number of mobile bankers has grown, branch visitation has decrea...

Over the past two decades, and particularly over the past five years, mobile phones have moved from luxury items to virtual necessities for consumers. For financial institutions the world over, mobile devices present the opportunity to put the b...

Research from Mercator Advisory Group examines the important role of analytics in today's banking environment.

Except in particularly risky circumstances, world trading partners have almost abandoned the traditional, document-intensive letter of credit. Open account is the prevailing method, despite the risks to suppliers. The BPO gives both buyers and s...

Banking regulators have shown that they will extend their reach to prepaid program managers. The FDIC's recent action against Achieve Financial Services shows that regulators are looking more closely at prepaid program managers.

Payment card skimming has long been the preferred method used by fraudsters hoping to capture enough payment card data to create counterfeit cards.