Research

New Revenue Models Needed to Help Raise Declining Debit Card Profit Consumers willing to pay for select services on debit cards.

Card Malls Proving to Be a Critical Channel for Getting Prepaid Cards into Consumers’ Hands New research from Mercator Advisory Group shows the growth in card mall loads in the United States and how that load is distributed across multiple segm...

Bill-Payment Services Continue to Expand, but Alternative Bill Payments Explodes Mercator Advisory Group releases research on the status of walk-in bill payment and the rise of online and mobile bill payment services in the U.S.

Transit fare payment is increasingly cashless

Market Opportunities for Prepaid Providers in U.S. Mass Transit and Highway Tolling New research from Mercator Advisory Group shows how prepaid is becoming the preferred payment method for mass transit and highway toll payments.

Payments industry stakeholders define their EMV strategies Credit card issuers are gearing up for a fourth quarter that will likely mark the kickoff of widespread EMV issuance. Card manufacturers are adding capacity to meet demand, and all sour...

Smaller companies with smaller corporate card programs are mostly shut out from rebate eligibility by the bigger issuers. Additionally, regional and second tier issuers don’t have deep enough pockets to be able offer smaller programs cash incent...

This report lays out how consumer demand and FI investment in wearables will unfold in three phases, outlines the short- and long-term return on investment (ROI) for wearable investments, and prescribes ways financial services innovators can inv...

New research from Mercator Advisory Group provides case studies of card mall companies to illustrate best practices for transitioning to digital distribution

This report examines the controversial regulatory environment for campus prepaid cards and recommends how issuers and universities can best manage potential regulation. This report also analyzes the unique financial needs of today’s college stud...