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Has Debit Outlived Its Shelf Life?

  • Impact Note
  • Date: July 7, 2016
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
The debit card is one of the most used payment types, but is it in danger of being replaced?

2016 Online Retail Payments Forecast

This report provides an in-depth analysis of developing trends in e-commerce and forecasts online purchasing patterns through 2020. 

Alternative Currencies: Are Cryptocurrencies Ready for Prime Time?

  • Impact Note
  • Date: June 29, 2016
  • Author(s): Joseph Walent
  • Research Topic(s): Emerging, Global
Is the time for cryptocurrency upon us, or is it back to the drawing board? Mercator Advisory Group’s Emerging Technologies research suggests cryptocurrencies are a solution in search of a problem

Digital Corporate Payables: A Complicated and Changing Landscape

Banks can smooth the path for corporate clients’ expansion of payables automation Research from Mercator Advisory Group examines methods that banks can use to ease their corporate clients’ journey to digital payments

Consumers and Personal Finance: Advice Needed at All Levels

U.S. consumers’ use of financial advisors is rising, especially among young adults and households earning $75,000 or more Mercator Advisory Group survey finds young adults are now more likely than seniors to use financial advisors

The Canadian Open-Loop Prepaid Market: 2015

  • Javelin Report
  • Date: June 20, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Global, Prepaid
The Canadian prepaid market has room to grow Mercator Advisory Group research examines the size of the open-loop prepaid market in Canada.

Interest Rates May Be Rising, but Will Channel-Driven Consumer Behavior Depart from the Past?

  • Impact Note
  • Date: June 15, 2016
  • Author(s): Ed O'Brien
  • Research Topic(s): Merchant
Instant access to information coupled with online and mobile account opening could make depositors and borrowers react to rate changes more quickly than in the past. Will banks manage their rate setting differently if they do?

2016 Data Breach Fraud Impact Report

2015 was a diverse year for breaches. Data theft from government agencies, healthcare providers, financial institutions, telecoms, retailers, and social networks proved that no industry is immune from attack. Many of these breaches exposed infor...

Merchant Acquiring’s Ecosystem: Evolving Beyond Transactions

  • Javelin Report
  • Date: June 7, 2016
  • Author(s): Raymond Pucci
  • Research Topic(s): Credit, Merchant
Dynamics changing in merchant acquiring market Mercator Advisory Group research finds new competitors and expanded service offerings in merchant acquiring

The Future of Banking: 2025

Banks today, in many ways, feel like analog players in an increasingly digital world. Yet change is coming fast: Within the next decade, they will feel and operate more like tech companies with banking licenses.
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