Research

A growing number of so-called robo investment firms, fintech innovators, and bank partnerships is rushing to refine a cost-effective business model for investment services in a digital-first era. The challenges are numerous, starting with how to...

Splitit provides businesses with a pragmatic approach to enabling consumers to pay for large-ticket products or services in installments interest free without opening a new credit line. This payment model charges the business a small fee but inc...

Riskified represents the high-growth industry of technology developers leading the fight against online shopping fraud. With an ambitious game plan and impressive list of merchant clients, the company will be challenged by a fast-moving market a...

As more Americans become digital natives, financial institutions must become reacquainted with consumers. New Mercator Advisory Group research identifies the components of financial institutions’ ecosystem for effective customer interactions.

Credit card use in U.S. expands, especially among young adults. Mercator Advisory Group survey finds that nearly 2 in 3 young adults aged 25—34 now use credit cards, up from just half who did in 2013.

New rules for the European Union create open account access for bank and payment innovators.

This report examines the trending wallet features transforming the way consumers pay at the point of sale and provides a forecast of proximity purchasing through 2020.

  Small business debit usage is strong (but could be stronger). Data from Mercator Advisory Group’s 2016 small business survey provides metrics on this critical method of payment.

First report from Mercator Advisory Group’s new U.S. Small Business Survey series

Interesting choices and consequences abound.