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General Data Protection Regulation: The European Union’s Cross-Industry Approach to Data Protection

Mercator Advisory Group releases a new research report summarizing EU consumer data privacy rules that will affect U.S. issuers beginning May 25, 2018.

Smart Speaker Banking Must Overcome Digital Inertia

America loves Amazon’s Alexa, with millions of owners turning to the digital assistant daily for entertainment and information. More than half of all consumers are also interested in leveraging their connected speakers for bank balance and recen...

International Commercial Card Markets Outlook: 2016–2021

Mercator Advisory Group reports that commercial card spending by mid-to-large corporations in major markets outside of the U.S. continues to grow at healthy levels.

Digital Banking: Improvements Needed to Compete with Fintech

Mobile banking is rising rapidly, but the user experience still needs improvement. New Mercator Advisory Group survey of U.S. consumers finds mobile banking apps need a better customer experience.

BIN Sponsorship of Prepaid Card Programs: Benefits for Financial Institutions

  • Javelin Report
  • Date: April 9, 2018
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Banks and credit unions can benefit from BIN sponsorship of prepaid card programs New research from Mercator Advisory Group discusses BIN sponsorship for the prepaid industry, what is a BIN sponsor, should you be one, or do you need one.

2018 Identity Protection Service Market Report: Building Engagement to Deepen Customer Relationships

Even as identify fraud reaches new highs in the US, the identity protection market is facing new struggles in satisfying users. Between 2015 and 2017, the IDPS industry shrank by $500 million in revenue, to total $3.7 billion in 2017. This point...

Overhauling The Mobile Account Opening Experience

Banks are failing at mobile account opening while consumers continue to start a growing percentage of overall applications via smartphone. With nearly 1 in 3 checking account applicants turning first to smartphones, mobile origination is a huge...

API Usage Expands in Corporate Banking and Payments

Corporate banking use cases for open APIs are on the rise.  Open application programming interfaces, or APIs, have become widespread across commercial and industrial organizations, and financial services is no exception. The larger players are n...

Open Banking and Its APIs Debut in Europe and the U.K. . . . and Next?

  • Javelin Report
  • Date: March 26, 2018
  • Author(s): Ken Paterson
  • Research Topic(s): Global, Merchant
As open banking and its enabling APIs debut in Europe and the U.K., the waves are felt in the U.S. Mercator Advisory Group foresees U.S. open banking developments similar to those in EU and U.K. though without the regulatory mandates.

U.S. Market Forecast for P2P Solutions, 2017–2021

  • Javelin Report
  • Date: March 22, 2018
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Mercator Advisory Group releases new research and U.S. market forecast for person-to-person payment products.
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