Daniel Keyes

Daniel Keyes

Senior Analyst, Merchant Services

Daniel is a Senior Analyst leading Javelin’s Merchant Services practice. He works with merchant service providers, financial institutions, networks, and merchants to help them better understand the changing merchant payments landscape. Daniel advises clients on the effects of emerging payment technologies like mobile point-of-sale (mPOS) solutions, new trends including the rise of Gen Z, and the more technical aspects of merchant payments that are often overlooked such as acquiring and the payment facilitator (PayFac) model.

Before joining Javelin, Daniel served as an analyst covering the payments and commerce industries for Insider Intelligence, where he researched and wrote reports, newsletters, and other content regarding a variety of payments topics.

Daniel has been widely quoted in press outlets such as American Banker and Forbes and has spoken at industry events like Finovate Fall and Fintech Nexus.

He earned a Bachelor of Business Administration (BBA) with an emphasis in marketing from the University of Michigan’s Ross School of Business.

Latest Insights

August, 2023
Javelin Report
The Disappearing POS

The venerable old point-of-sale terminal, the heart of in-store payment experiences for decades, is in for a big change. Software POS (softPOS), biometric payments, and autonomous ...

July, 2023
Impact Note
FIS is Selling Worldpay, So Now What?

In a four-year period, FIS has gone from purchasing merchant acquiring titan Worldpay for $43 billion to announcing plans to spin the company off to agreeing to sell a controlling ...

May, 2023
Javelin Report
What’s Next for the PayFac Model

The model established by payment facilitators—known as PayFacs—enabled millions of businesses to accept a range of payments. Now, however, the model is maturing, prompting PayFacs ...


September 14, 2022 | 07:00 AM to 09:00 PM (PST)
FinovateFall is your chance reconnect face-to-face with the fintech community and plot a course for ...

Want to get in touch with us