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Innovative Small Business Startups: A Look at Four Companies

Analysts from Javelin’s Small Business Banking practice attended three conferences in the spring and summer of 2018: FinovateSpring, LendIt Fintech, and the SourceMedia Digital Banking conference. Of the firms presenting, Javelin identified four...

Consumers and Prepaid: Shifting Toward Digital

Survey finds that purchase of virtual prepaid cards delivered digitally remains strong. Mercator Advisory Group survey finds that 48% of U.S. consumers bought virtual prepaid cards, but more consumers still buy physical prepaid cards.

Mobile Wallet Wars: A Battle for Consumer Loyalty

  • Javelin Report
  • Date: September 6, 2018
  • Author(s): Rachel Huber, Krista Tedder
  • Research Topic(s): Tech & Infrastructure
Since the launch of Apple Pay in 2014, payment providers, issuers, and merchants have been jockeying for position as the default payment method on digital devices. Apple Pay was quickly followed by Google Pay and Samsung Pay, yet the big three m...

Procure-to-Pay Convergence: Market Review and Vendor Comparison

Digital technologies are providing tighter, more seamless connections in the corporate cash cycle.Mercator Advisory Group reports continued convergence of the technologies supporting corporate cash cycle management toward a seamless procure-to-p...

Technology Warranties: Vendors Find a Ready Market in Financial Institutions

Despite warnings from academics, former intelligence community officials, and federal law enforcement, some security professionals at financial services companies harbor a willingness to attack their adversaries. Not necessarily to destroy outsi...

The London Protocol

Amidst an increasing number of phishing reports involving digital certificates, several Certificate Authorities (CAs) have banded together. For the first time, these arbiters of digital trust are cooperating in an effort to proactively ensure th...

Digital Banking for Gen Z

This report delves into the unprecedented historical and cultural moment into which Gen Z is emerging and explores what the implications are for digital banking strategists, marketers, and executives. It will be vital for banks to understand thi...

U.S. Customers Shifting Their Shopping Channels and Preferences

  • Impact Note
  • Date: August 15, 2018
  • Author(s): Ken Paterson
  • Research Topic(s): Merchant
Hint: It’s not quite what you might expect.

U.S. Faster Payments Forecast, 2017–2021, Update: The Consequences of Faster Payments

  • Javelin Report
  • Date: August 15, 2018
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Faster payments services developing rapidly in the U.S.Mercator Advisory Group releases an update on the rapid progress of development of faster payment services in the United States.

Current Expected Credit Loss (CECL) Accounting: Radical Changes Ahead

Prepare for changes in credit card loss accounting as conservative requirements go live in December 2019.
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