Getting a Piece of the Buy Now, Pay Later Pie

Getting a Piece of the Buy Now, Pay Later Pie

Buy now, pay later financing is a burgeoning alternative payment method at the digital and physical point of sale. As availability and adoption increase in the United States and abroad, banks and credit unions must ensure they play a role. This ...
2021 North American PaymentsInsights, Canada - Data Summary Report: ATM Usage and Preferences

2021 North American PaymentsInsights, Canada - Data Summary Report: ATM Usage and Preferences

New Mercator Advisory Group Consumer Survey Provides Updated Metrics on the Canadian Market.
Online Grocery: Grocers Meet the Challenge of Digital Demand, but Can They Do It at a Reasonable Cost?

Online Grocery: Grocers Meet the Challenge of Digital Demand, but Can They Do It at a Reasonable Cost?

  • Javelin Report
  • Date: May 19, 2021
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant
A Mercator Advisory Group research report assesses major online grocery growth and explores future opportunities for merchants and payments providers.
The Black Swan, The Vicious Cycle, and the Crisis in Cyber Insurance

The Black Swan, The Vicious Cycle, and the Crisis in Cyber Insurance

The disruption caused by the Colonial Pipeline ransomware attack thrust the ransomware epidemic into the national spotlight. Policymakers, executives and consumers may be scrambling to understand how something like this could happen, but those i...
Cryptocurrencies: Governments and Banks Catch Up to the Adoption Curve

Cryptocurrencies: Governments and Banks Catch Up to the Adoption Curve

  • Javelin Report
  • Date: May 18, 2021
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging, Global
New Mercator Advisory Group research report examines the growing role of financial institutions in the cryptocurrency landscape and highlights areas of opportunities for payment providers and fintechs.
The Weakest Link: Changing Consumers’ Cybersecurity Behaviors

The Weakest Link: Changing Consumers’ Cybersecurity Behaviors

Cybersecurity awareness training and education have finally reached a tipping point and have proved, over the long haul, to be successful. Anti-phishing campaigns have taken time to resonate, but the success of phishing campaigns has declined as...
Buy Now, Pay Later: Gaining Scale and the Disrupting Status Quo in Lending

Buy Now, Pay Later: Gaining Scale and the Disrupting Status Quo in Lending

Mercator Advisory Group’s latest report suggests high credit losses, pricing issues, and competition will force model change.
Direct Indexing: The Advisor, ESG and Me

Direct Indexing: The Advisor, ESG and Me

Younger generations of investors want compelling digital experiences and socially responsible portfolios that reflect their values. Direct indexing, while not a silver bullet, enables investment advisers to personalize portfolios, deliver a rich...
Dual-AUS Submissions Offer Mortgage Lenders New Digital Efficiency Gains

Dual-AUS Submissions Offer Mortgage Lenders New Digital Efficiency Gains

  • Impact Note
  • Date: April 28, 2021
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
As the mortgage industry transitions to a purchase market, lenders have a unique opportunity to reimagine the role of automated underwriting systems in the borrower qualification and product eligibility process.
2021 North American PaymentsInsights – Buy Now Pay Later

2021 North American PaymentsInsights – Buy Now Pay Later

Mercator Advisory Group’s latest 2021 North American PaymentsInsights report provides analysis of consumer dynamics within the buy now, pay later and short-term financing space.