Research

Eighth Annual Closed Loop Prepaid Market Assessment

While prepaid cards can gain exemption from the interchange caps of the Durbin Amendment to the Dodd-Frank Act, program managers still have their work cut out for them and decisions to make, when running a compliant program in the new environmen...

Fighting for Position: The Mobile Wallet Wars

The global remittance market is slowly recovering from the economic downturn. But the trend differs across regions as the pace of recovery in sender nations varies. As the remittance market recovers, new distribution channels and settlement appr...

A cease and desist order from the Office of Thrift Supervision against Meta Bank may set the floor of regulatory expectations for issuers of prepaid cards.

EMV is, at last, coming to the USA. The sitting duck in the global payments pond will become the more swan-like global security framework that will make counterfeit cards much harder to create. Visa's active encouragement of EMV contact and cont...

As bookseller Borders Group, Inc. begins liquidating all of its assets, gift card holders will still be able to redeem their cards, but this will raise concerns in the minds of consumers and regulators alike about the safety of gift cards.

While the overall percentage of the American population under the age of 21 has dropped between 2010 and 2000, the gross spending of this age group has continued to rise annually. In this Note we'll examine these demographics' shopping habits an...

The Durbin Amendment held out hope for pro-EMV product strategists in the U.S. that the Federal Reserve Bank would mandate this fraud-prevention standard in their final rules. In lieu of a requirement, U.S. issuers will have to settle for good o...

Boston, MA -- With more card issuer interest and focus on pursuing affluent and high net worth (HNW) consumers with excellent credit histories, the credit card industry has responded by expanding or enhancing the perks offered to wealthy cardhol...