Research

As payment technologies have evolved, so has the global consumer preference for noncash payment options. While electronic payment methods offer unique advantages over cash and other traditional payment means, the amount of personal and financial...

Mobile payment solutions providers are struggling to convince consumers of the benefits mobile provides over plastic cards. A day of discussion with active mobile payments users sheds some light on what consumers are looking for in a mobile paym...

Contemporary consumers want to have more control over their money. They are demanding more information faster and access to updates on activity taking place on their accounts. They are also becoming increasingly aware of the threat inherent in o...

Like 2011, 2012 has turned out to be a stronger year than expected for credit card spending. Next year may be the year the account origination logjam break - if other things don't break first.

The LMI community benefits and the prepaid financial services market continues its rapid growth. Soon anyone will be able to deposit a check for cash at a cost that varies with risk (including free). This will be a huge benefit to those who are ...

Retail sales shifting to card-not-present channels, and this increases merchants' fraud exposure. Retailers are realizing that risk management belongs at the center of business strategy and are elevating fraud management to an enterprise-level c...

Mercator Advisory Group's newest report, Merchant-Funded Networks: Bolstering Credit Card Rewards, describes how U.S. credit issuers are implementing merchant-funded programs alongside proprietary reward schemes, and presents several ways for is...

In 2012, the debit industry in the U.S. began to recover from the turmoil resulting from the Durbin Amendment, but that doesn't mean smooth sailing by any means. 2013 may be the year of living dangerously as issuers begin to move into new produc...

Consumers and Prepaid 2012: More Tools, Please

With the majority of major U.S. merchant acquirers offering point-to-point encryption (P2PE) solutions for securing payment card data either in flight or at rest, the stage is set for broader adoption in the merchant marketplace. In one sense, d...