Research

Commercial card issuers are transforming themselves from issuers of plastic to providers of virtual account numbers, mobile applications, chip technology and comprehensive reporting systems. This is the state of the commercial card market today.

Through an examination of the experiences and perspectives of consumers, and by contrasting two of the most prolific data breaches in U.S. history, Javelin has gleaned important lessons for stakeholders.

Electronic Payments a Pathway to Financial Inclusion of South America’s Unbanked and Underbanked Populations Much potential for growth of mobile and prepaid payments in developing economies of South America

Advancements in ATM and mobile banking capabilities offer banks, credit unions, and other financial institutions new opportunities to woo customers.

This report examines the financial behaviors and habits of underbanked and unbanked consumers---highly mobile, younger group of consumers-- and identifies recommendations for best practices to reach this consumer segment.

Striving for the better B2B virtual card payment

FX mobility solutions to improve cash management for businesses and high-net-worth individuals. Small and medium-sized businesses increasingly need quick and convenient solutions to manage currency risk.

Mobile banking users increasingly reevaluate their financial institutions. Mercator Advisory Group survey finds 23% of respondents who use mobile banking recently switched their primary FI.

U.S. retail gift card loads fell in 2013 for the first time in 10 years, but loads on virtual cards began to grow.

This report evaluates the actual and forecast changes in the retail POS market, tracking payments mix data from 2012 through the forecast year of 2019 and identifying key drivers of market change.