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Digital Banking Research

Reports

21st-Century PFM for a Mass Audience: How to Build Everyday Online and Mobile PFM

In the six years since Apple launched its iPhone, smartphones have imbued consumers with always-on, always-with-me, real-time expectations that create an urgent need for the financial services industry to break free of 1980s thinking about perso...

Mobile Imaging: Going beyond Mobile Remote Deposit Capture to Bridge the Consumer Transaction Gap

As the smartphone-toting population crosses the 50% barrier, there are new opportunities and challenges to rethink and re-engineer the consumer transaction experience using new imaging technologies. Typing in a credit card number in an online en...

A Tale of Two Gen Ys: On the Road to Long-Term Banking Profitability

This report will explain the key differences between these two young age segments, including overall characteristics, use and desire for personal finance management (PFM), their banking relationship, and their mobile preferences.

Social Networking is the New Community Banking: When Will Banks Stake a Claim in Emerging Online Financial Communities?

  • Javelin Report
  • Date: December 30, 2008
  • Author(s): Mercator
  • Research Topic(s): Digital Banking
Boston, MADecember 2008

Call Centers and the On-shoring Challenge: Building Customer Satisfaction Across Bank Contact Channels and Not Oceans

  • Javelin Report
  • Date: December 16, 2008
  • Author(s): Mercator
  • Research Topic(s): Digital Banking
Boston, MADecember 2008

Cross Border Payments: U.S. Bank Imperiled by Lagging Deployment of Real Time Gross Settlement Systems

  • Javelin Report
  • Date: December 10, 2008
  • Author(s): Mercator
  • Research Topic(s): Digital Banking
Boston, MADecember 2008

Industry Segmentation: Identifying High Value Niche Opportunities

  • Javelin Report
  • Date: May 18, 2008
  • Author(s): Mercator
  • Research Topic(s): Digital Banking
Boston, MAMay 2008

Web 2.0? (Virtual Banking)

  • Javelin Report
  • Date: April 13, 2008
  • Author(s): Mercator
  • Research Topic(s): Digital Banking
If banks are serious about attracting, acquiring and retaining relationships with Generation Y, they need to jump at developing Web 2.0 business strategies. In the following decade, GenY (born 1978-1989) will all have entered the workforce and b...

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