Protect Customer Identities and Reduce Security Risk
Financial institutions face a growing range of fraud and cybersecurity threats, from account takeover and identity fraud to scams and data breaches. Javelin helps organizations identify emerging risks, evaluate evolving attack methods, and develop strategies to protect customer accounts, identities, and data. Our research also provides guidance on fraud prevention, cybersecurity best practices, customer education, and building trust in an increasingly complex threat landscape.
Recent Fraud Management and Cybersecurity Research
Reports
Sharing is Caring: The Fraud ‘Consortium’ Effect
Financial institutions are slowly realizing that sharing fraud data is a necessary response to the rise of well-organized fraudsters who target multiple financial institutions simultaneously. Fraud vendors are increasingly differentiating themse...
Modern Core, Smarter Decisions: Intelligence for Fraud Prevention and Digital Trust
This report, sponsored by Fiserv, examines the dynamic landscape of fraud and scams, the roadblocks to consumer trust, and the key elements of a core platform that proactively combats fraud, eases operational strain, and builds and maintains lon...
2026 Business-to-Business Identity Protection Services Vendor Scorecard: Platform Integration and Scam-Loss Coverage Set the New Bar for B2B Identity Protection
Business-to-business identity protection is moving beyond conventional monitoring toward embedded, household-wide financial safety and cybersecurity. Javelin’s inaugural B2B identity theft protection services (IDPS) scorecard finds that flexible...
The Front Door to Fraud: Rethinking Digital Onboarding Risk
This report, sponsored by TransUnion, examines the risks present during digital onboarding and explores the impacts of new-account fraud on consumers and organizations alike. It emphasizes the importance of continuous identity assurance througho...
Card Account Updaters and Digital Wallets: The Hidden Cyber Advantage for Crime
Infostealers are changing the rules of payments card risk. Replacing a compromised card may be an immediate fix, but it does not cut off access to compromised merchant accounts and digital wallets. As cybercriminals increasingly exploit previous...
Good Bot, Bad Bot: How Agentic AI Changes Fraud Detection
As consumers begin using AI agents, banks and merchants can no longer treat automated activity as suspicious by default. Fraud teams will need to distinguish legitimate agents from malicious bots while also determining whether an agent is acting...
Fraud Risk: Protecting the Full Account Lifecycle
This report, sponsored by Mastercard, explores how identity fraud risk can emerge across the account lifecycle before a confirmed fraud loss occurs. It focuses on new-account fraud and account takeover along with the need for connected data and ...
States of Uncertainty: How Cyber-Threat Intel Reduces Digital Transactional Risk
Digital identity standards, privacy laws, and verification tools vary across states, so financial institutions have gaps that cybercriminals are quick to exploit. Leading organizations are combining cyber-threat intelligence, dark web intelligen...
Synthetic 2.0: Evolving Identities Challenge Fraud Prevention
Synthetic identity fraud is a rapidly growing criminal ecosystem powered by stolen data, AI, and sophisticated fraud networks. As losses go unreported or are categorized as bad debt, many financial institutions underestimate their exposure while...
Who’s Scamming Whom? Scam Ad Revenue Surges on Social Media
Scam advertisements on social media platforms are increasingly industrialized, prompting international law enforcement operations from the newly created U.S. Scam Center Strike Force, in close collaboration with the private sector. However, the ...