Verifone Acquired Hypercom: Consolidation and Anticipation in the POS Terminal Market

Verifone Acquired Hypercom: Consolidation and Anticipation in the POS Terminal Market

  • Impact Note
  • Date: November 18, 2010
  • Author(s): George Peabody
  • Research Topic(s): Emerging
Over the past ten years, second tier POS terminal makers have been common acquisition targets by the three top tier POS terminal vendors. And now there are two as Hypercom will now be a part of VeriFone. VeriFone has been on a tear the last coup...
New Market Opportunities for Closed-Loop Gift Cards

New Market Opportunities for Closed-Loop Gift Cards

  • Javelin Report
  • Date: November 14, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
New Market Opportunities for Closed-Loop Gift Cards
Small Business Debit: How Small is Small?

Small Business Debit: How Small is Small?

  • Javelin Report
  • Date: November 14, 2010
  • Author(s): Patricia Hewitt
  • Research Topic(s): Credit
Small Business Debit: How Small is Small?
The OTS Order Against MetaBank Touches NetSpend and the Prepaid Industry

The OTS Order Against MetaBank Touches NetSpend and the Prepaid Industry

  • Impact Note
  • Date: November 11, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
On October 6, 2010, the Office of Thrift Supervision (OTS) issued a Supervisory Directive to MetaBank that requires MetaBank to get written approval from the OTS before entering into new business. The OTS has not yet made any information on this...
Co-Branded Consumer Credit Cards 2010: Mature Products Ripe For Change

Co-Branded Consumer Credit Cards 2010: Mature Products Ripe For Change

  • Javelin Report
  • Date: November 9, 2010
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
Boston, MA - This report provides an analysis of a very mature product: the U.S. co-branded card. Defined as a network-branded (American Express, Discover, MasterCard, or Visa) credit card issued by or for a commercial firm (other than a bank) u...
De-Leveraging Becomes De-Carding

De-Leveraging Becomes De-Carding

  • Javelin Report
  • Date: November 8, 2010
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
We might be seeing early indications of improved spending on credit cards. But the massive drop in the number of credit card accounts on file shows that some cardholders have given up their cards -- voluntarily or not. Mercator's CustomerMonitor...
US Consumer Online Banking: Market Landscape & Leading Vendors' Report

US Consumer Online Banking: Market Landscape & Leading Vendors' Report

  • Javelin Report
  • Date: November 1, 2010
  • Author(s): Bob Landry
Research analyzes the US consumer online banking market and identifies the vendors for the next generation of online banking solutions
Retailer Apps Show Promise As Mobile Consumers

Retailer Apps Show Promise As Mobile Consumers

Boston, MA - Mobile devices continue to re-shape the U.S. communications marketplace, and with it the delivery of consumer financial services and retail marketing strategies. The pace of change is rapid and demands that financial service provide...
Retailer Apps Show Promise As Mobile Consumers - CrossTabs

Retailer Apps Show Promise As Mobile Consumers - CrossTabs

Retailer Apps Show Promise As Mobile Consumers Stay Cautious On Payments
MasterCard/Visa Antitrust Settlement: At Least It's Not Surcharging

MasterCard/Visa Antitrust Settlement: At Least It's Not Surcharging

  • Impact Note
  • Date: October 6, 2010
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
First, The Facts The Department of Justice announced the outcome of its antitrust investigations of MasterCard, Visa and American Express on October 5, both filing a suit and announcing settlement with MasterCard and Visa. Litigation will contin...