Research

The scale remains small, but blockchain technology is moving beyond pilots into the next phase.

This paper highlights why cash payments are becoming more relevant, market use cases that need to be solved in the next three years, and emerging technology capabilities that will make an impact in the United States.

This report spotlights several new and innovative vendors based on a select set of criteria. The firms had to have marketed themselves to financial services clients; be considered an early-stage company (no more than B-Series funding); offer an ...

Debit cards are well positioned to solve critical small business payment issues.

Banks have invested heavily to create seamless account-opening flows that move across lines of business and digital channels. Such efforts have dramatically reduced abandonment and lifted the percentage of new accounts opened through digital c...

Digital consumer banks in the U.S. are already a competitive force. Mercator Advisory Group releases new research on the complex competitive landscape of U.S. digital banks.

Capturing more B2B card and e-payment volumes requires new approaches by the banks.Mercator Advisory Group reports that the massive coming shift away from paper and cash in B2B presents vast potential opportunity costs.

Enhancing credit scores with alternative data promises to fill a significant gap in the relevant information available to lenders to evaluate credit applicants, providing a broader view into consumer payments behavior and potentially enabling mi...

American Express got it right the first time.

This case study of Wells Fargo's Control Tower demonstrates an early attempt at empowering consumers to (1) know where and how their financial information is being used in and outside digital banking, and (2) manage access to that information,...