Understanding Prepaid Regulation: A Framework for Asking the Right Questions

Understanding Prepaid Regulation: A Framework for Asking the Right Questions

  • Javelin Report
  • Date: June 22, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
New Research Provides Detailed Overview of Complex Prepaid Card Regulatory Landscape
Understanding Restricted Authorization Networks: Cards Between Closed and Open Loops

Understanding Restricted Authorization Networks: Cards Between Closed and Open Loops

  • Javelin Report
  • Date: May 26, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Understanding Restricted Authorization Networks:Cards Between Closed and Open Loop
When The Regulatory Dust Settles, What Do We See?

When The Regulatory Dust Settles, What Do We See?

  • Impact Note
  • Date: May 24, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
The CARD Act will change the shape of the gift card business, but the industry may benefit. When President Obama signed the Credit Card Accountability Responsibility and Disclosure Act of 2009 into law last May, he kicked up a dust storm in the ...
Merchant-level Sales Shake-up Ahead

Merchant-level Sales Shake-up Ahead

  • Impact Note
  • Date: May 18, 2010
  • Author(s): George Peabody
  • Research Topic(s): Emerging
The headlong dive to the pricing bottom by ISOs selling card acceptance services over the last few years has cheapened the service (in all senses), clobbered portfolio values and left sales reps with a single point of differentiation. The collis...
The CARD Act of 2009: The Regulation That Keeps On Giving

The CARD Act of 2009: The Regulation That Keeps On Giving

  • Impact Note
  • Date: May 18, 2010
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
The credit card industry might have breathed a collective sigh of relief when the main implementation deadline of February 22, 2010 was in the rear view mirror. The operative word is "might." The third installment of Fed revisions to Reg Z take ...
The Under-Billed Market: It's The Little Payments That Mean A Lot

The Under-Billed Market: It's The Little Payments That Mean A Lot

  • Javelin Report
  • Date: May 18, 2010
  • Author(s): Mercator
  • Research Topic(s): Debit
An opportunity market for migrating small value, service-related consumer-to-business payments from checks and cash to electronic payment forms is quickly emerging in the United States, spurred on by technology that supports inexpensive, conveni...
Global Prepaid Card Market Potential Ranking 2010

Global Prepaid Card Market Potential Ranking 2010

  • Javelin Report
  • Date: May 13, 2010
  • Author(s): Mercator
  • Research Topic(s): Global
Global Prepaid Card Market Potential Ranking 2010
An Epidemiology of Bank Failures: Forecasting the Kill Rate of Community Banks to 2020

An Epidemiology of Bank Failures: Forecasting the Kill Rate of Community Banks to 2020

  • Impact Note
  • Date: April 19, 2010
  • Author(s): Mercator
Bankers and industry vendors must act quickly to survive the kill off in the community banking sector. Technology, demography, and poor strategic decisions have left bank susceptible to failure/acquisition. From 2000 to 2020, half of all communi...
TD Bank: Transforming The Institution, Or How One Bank Embraced Its Acquisition of a World Class Deposit Gathering Machine

TD Bank: Transforming The Institution, Or How One Bank Embraced Its Acquisition of a World Class Deposit Gathering Machine

  • Javelin Report
  • Date: April 19, 2010
  • Author(s): Mercator
Digesting its acquisition of Commerce Bank, TD Bank Financial Group (TDBFG) has found its way back to its own community banking roots. Despite being Canada's second largest bank, TD Bank has always emphasized customer service and after years of ...
Merchant Cash Advance: The Pros and Cons of Outsourcing

Merchant Cash Advance: The Pros and Cons of Outsourcing

The few merchant acquirers who have implemented in-house cash advance and business finance operations have had some success with this important value-added service through the recession, but many more, including the largest players in the mercha...