Ryan will provide guidance on the mortgage industry pandemic, specialist lending, global lending trends, digital rebooting, and M&A, aligned with the Digital Banking team
SAN FRANCISCO, Calif., October 11, 2022– Javelin Strategy & Research, part of the Escalent family, is pleased to announce the addition of Babs Ryan as the firm’s lead analyst for the digital lending practice. Ryan has over 20 years of experience in the global digital lending industry, prioritizing digital innovation that aligns with human behavior and financial needs.
Drawing on her deep retail and financial services knowledge and extensive international experience as a growth and turnaround leader, Ryan will help clients navigate the space by providing strategic insights, advice, and thought leadership on a range of topics such as consumer lending products, digital account opening, and alternative credit scoring.
“Babs brings diverse global experience and a wealth of lending and digital banking subject matter expertise,” said Jacob Jegher, president at Javelin. “The collapse of mortgage originations, shifting digital priorities, an upswing in consumer debt, and jockeying among banks, fintechs and specialist lenders are top of mind for clients.”
Ryan joins Javelin with more than two decades of global experience and seven patent filings in financial services, fintech, payments, research, innovation, digital transformation, and marketing. Prior to joining Javelin, she held P&L, agile innovation, and marketing roles for GE Capital Card Services (now Synchrony), ThoughtWorks, Sparks Worldwide, Kawasaki, and Citibank UK, where she doubled personal loan assets in one year. She also served as an analyst and consultant with Forrester and PwC. Ryan has a master’s degree in international business from Thunderbird School of Global Management and a bachelor’s degree in English from American International College.
“Both banks and non-banks have lost share to specialists, partnerships outside financial services, and a plethora of globally inspired new digital offerings,” said Ryan. “In 2023, market leaders will shift focus from price and process to acquisition through differentiated products and partnerships that capture untapped mass markets.”
Ryan’s new report, Global Greats: Translating Digital Lending Innovations for the US, showcases innovative global trends in lending and the cardinal consumer data and insights behind them, and delves into how these can be translated and adapted for the US market.
Ryan will attend Money20/20 in Las Vegas during October 23-26. Please contact inquiry@javelinstrategy.com to schedule a meeting.
To learn more about Javelin’s digital lending practice, visit https://javelinstrategy.com/digital-banking/digital-lending
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About Javelin Strategy & Research
Javelin Strategy & Research, part of the Escalent family, helps its clients make informed decisions in a digital financial world. It provides strategic insights to financial institutions, including banks, credit unions, brokerages and insurers, as well as payments companies, technology providers, fintechs, and government agencies. Javelin’s independent insights result from a rigorous research process that assesses consumers, businesses, providers, and the transactions ecosystem. It conducts in-depth primary research studies to pinpoint dynamic risks and opportunities in digital banking, payments, fraud & security, lending, and wealth management. For more information, visit javelinstrategy.com. Follow us on Twitter and LinkedIn.
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Media Contact
Tejas Puranik
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tejas.puranik@javelinstrategy.com
