Research

The growth of fraud over the past decade has fueled the rise of a sophisticated criminal economy. Individuals getting started in fraud, or existing teams changing their focus, rarely need to build their own tools, instead turning to marketplaces...

Javelin’s report exposes problems that plague FIs big and small, sometimes caused by shortcomings in core banking technology, incremental upgrades, and poorly integrated services and features. But this review – illustrated with nearly 70 screens...

Prepaid payroll cards are no longer just for the underbanked and unbanked. New research from Mercator Advisory Group shows that the market for prepaid payroll cards now attracts high-income consumers.

Distributed ID and self-sovereign identity are years away but impact EMV 3D Secure deployment now. New research report from Mercator Advisory Group recommends that deployment of EMV 3D Secure prepare for the consolidation of authentication and ...

Tightening credit management: third party collections augment bank card issuers’ strategies to control loss Mercator Advisory Group’s New research report explains the importance of third-party collection agents and proposed new regulatory updat...

New survey explores U.S. consumers’ dynamic shopping behaviors in the emerging mobile age. Second report from Mercator Advisory Group’s 2019 Customer Merchant Experience Survey focuses on consumer’s payment preferences and spending.

Digital lending capabilities are rapidly advancing to meet growing consumer expectations of a seamless process. The following is an overview of key developments and emerging trends across the mortgage, auto, student and personal lending landscap...

Younger U.S consumers are open to financial help from their primary financial institution. New Mercator Advisory Group survey finds over 80% of U.S. consumers age 18-34 would be open to budgeting, saving, and credit monitoring help from their pr...

Automating receivables management is a natural progression to digitizing corporate cash cycle processes.In new research, Mercator Advisory Group reports an increased recognition that receivables modernization is required as payables become digit...

Infrastructure, fraud, and risk hinder credit card lending in Latin America and the CaribbeanNew research report by Mercator Advisory Group reviews the credit card market and competition from nonbank fintechs in Latin America and the Caribbean r...