Merchant Acquiring Business Model Taxonomy

Merchant Acquiring Business Model Taxonomy

  • Javelin Report
  • Date: January 26, 2009
  • Author(s): Mercator
  • Research Topic(s): Credit
In this research note, Mercator examines the various roles performed by companies involved in merchant payment acquiring and categorizes acquirers within seven basic business models. We discuss the traditional notion of "acquirer," and offer a b...
Prepaid Cards & the Incentives Market: Challenges of Bringing a High Value Feature Rich Product into an Already Complex Market

Prepaid Cards & the Incentives Market: Challenges of Bringing a High Value Feature Rich Product into an Already Complex Market

  • Javelin Report
  • Date: January 20, 2009
  • Author(s): Mercator
  • Research Topic(s): Prepaid
Boston, MAJanuary 2009
Credit Crunch 2009: January Update

Credit Crunch 2009: January Update

  • Javelin Report
  • Date: January 13, 2009
  • Author(s): Mercator
  • Research Topic(s): Credit
This is the first in a series of updates that will be published in 2009 as the global credit crunch hits home in the United States credit card marketplace. Building on our analysis published in November 2008 (Declining Credit Card Growth 2008: A...
China's Payment Card Market 2008

China's Payment Card Market 2008

  • Javelin Report
  • Date: December 30, 2008
  • Author(s): Mercator
  • Research Topic(s): Global
Boston, MADecember 2008
Merchant Payment Switching: Saving Money amid the Constraints

Merchant Payment Switching: Saving Money amid the Constraints

  • Javelin Report
  • Date: December 30, 2008
  • Author(s): Mercator
  • Research Topic(s): Emerging
Boston, MADecember 2008
Small Business Credit Card 2008 Update: Issuers and Customers Seek Order amid Chaos

Small Business Credit Card 2008 Update: Issuers and Customers Seek Order amid Chaos

  • Javelin Report
  • Date: December 30, 2008
  • Author(s): Mercator
  • Research Topic(s): Credit
Boston, MADecember 2008
Social Networking is the New Community Banking: When Will Banks Stake a Claim in Emerging Online Financial Communities?

Social Networking is the New Community Banking: When Will Banks Stake a Claim in Emerging Online Financial Communities?

  • Javelin Report
  • Date: December 30, 2008
  • Author(s): Mercator
Boston, MADecember 2008
Virtual Point-of-Sale: Diving in and Disappearing into the Line of Business Application

Virtual Point-of-Sale: Diving in and Disappearing into the Line of Business Application

  • Javelin Report
  • Date: December 30, 2008
  • Author(s): Mercator
  • Research Topic(s): Emerging, Global
Boston, MAJanuary 2009
Mobile Commerce and Remote Payments: Consumers and Merchants are getting it, but will they really Use It?

Mobile Commerce and Remote Payments: Consumers and Merchants are getting it, but will they really Use It?

  • Javelin Report
  • Date: December 21, 2008
  • Author(s): Mercator
  • Research Topic(s): Emerging
Boston, MADecember 2008
The Federal Reserve Moves on Card Practices: One Big Shoe Drops

The Federal Reserve Moves on Card Practices: One Big Shoe Drops

  • Impact Note
  • Date: December 21, 2008
  • Author(s): Mercator
  • Research Topic(s): Credit
The Fed's new rules present major changes that must be accommodated in issuer business practices. Issuers are not powerless, but disclosures have been strengthened. Will consumers use this added information? Will compliance become a high-visibil...