P-to-P Payments at Financial Institutions: Not Micro, Not Mobile, Not Personal

P-to-P Payments at Financial Institutions: Not Micro, Not Mobile, Not Personal

  • Javelin Report
  • Date: December 12, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Debit
P-to-P Payments at Financial Institutions: Not Micro, Not Mobile, Not Personal
Who Are the Cardless? An Exploratory Analysis

Who Are the Cardless? An Exploratory Analysis

  • Javelin Report
  • Date: December 12, 2010
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
As we have discussed in other documents, credit card holding by households dropped precipitously between 2009 and 2010 based on Mercator's CustomerMonitor Survey Series data. But it is easy to overlook the fact that the consumer category growing...
Debit Advisory Service: 2011 Outlook

Debit Advisory Service: 2011 Outlook

  • Impact Note
  • Date: December 9, 2010
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
It is very tempting to look at 2011 as the Durbin Amendment and simply leave it at that. The fact that debit card interchange is going to be regulated provides enough subject matter for this brief and many more like it. But that event, no matter...
The 2011 Prepaid Industry Outlook: Growth Will be Channeled By The Economy

The 2011 Prepaid Industry Outlook: Growth Will be Channeled By The Economy

  • Javelin Report
  • Date: December 9, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
The prepaid industry will continue to grow in the year to come, but the economy will determine which segments take the lion's share. Program managers and issuers should be prepared to adapt to changing conditions to take advantage of the opportu...
Credit Cardholders: A Seismic Shift In The User Landscape

Credit Cardholders: A Seismic Shift In The User Landscape

Credit Cardholders: A Seismic Shift in the User Landscape
A New Credit Cardholder Landscape or Our Scariest Credit Card Chart Of 2010

A New Credit Cardholder Landscape or Our Scariest Credit Card Chart Of 2010

  • Javelin Report
  • Date: November 28, 2010
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
We have written recently on the "de-carding" of U.S. credit cardholders. New data from Mercator's CustomerMonitor Survey Series speaks to this drastically changed landscape at the cardholder level, and the speed with which this change has occurr...
Global Contactless Card Market Update 2010: On the Verge of a Breakthrough?

Global Contactless Card Market Update 2010: On the Verge of a Breakthrough?

  • Javelin Report
  • Date: November 28, 2010
  • Author(s): Terry Xie
  • Research Topic(s): Global
Contactless cards so far appear to have failed to deliver what they promise, at least not to their full capability. However, things appear to be changing in 2010 and consumers and merchants might finally start to adopt contactless card payments ...
The ISIS Mobile Payments JV: NFC's Breakout Opportunity May Be Balkan Gardens

The ISIS Mobile Payments JV: NFC's Breakout Opportunity May Be Balkan Gardens

  • Impact Note
  • Date: November 28, 2010
  • Author(s): George Peabody
  • Research Topic(s): Emerging
The Isis mobile payments joint venture could drive broad NFC deployment. But, if mobile operators run true to form with sacrifices to their great god ARPU (average revenue per user) as their only strategy, then NFC access will be expensive and s...
Visa DPS and Mastercard IPS: A Discussion with the Networks' Debit Processing Solution Business Leaders

Visa DPS and Mastercard IPS: A Discussion with the Networks' Debit Processing Solution Business Leaders

  • Javelin Report
  • Date: November 21, 2010
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
As an industry leading solution, Visa DPS has spent the past 14 years successfully delivering account management and processing solutions to their debit card issuers. As MasterCard throws down the competitive gauntlet in the U.S. debit market, t...
Facebook Deals and Tweets Motivate Young Shoppers: Social Media Drive New Marketing Efforts; Bankers Left Behind

Facebook Deals and Tweets Motivate Young Shoppers: Social Media Drive New Marketing Efforts; Bankers Left Behind

  • Impact Note
  • Date: November 18, 2010
  • Author(s): Patricia McGinnis
The social network Facebook has made significant strides in extending its platform in ways that enable retailers to deliver value to members. At the same time, retailers have begun to use social media tools such as Twitter in more pro-active way...