Research

With the U.S. on the eve of the era of mobile phone-based payments and with mobile banking applications gaining consumer traction, mobile apps for credit cards may become critical features of credit card accounts in the future. Surprisingly, man...

Mobile Point-of-Sale Solutions: A Comparative Analysis

Merchant aggregation is gaining prominence in the payments industry in a growing number of implementations, but only last year did Visa finally expand its aggregation rules beyond e-commerce to cover all merchant types. Though the aggregator mod...

The major payment networks are working with technology companies to capture check images for deposit into prepaid card accounts. This capability will expand the market for prepaid financial services products by directly challenging existing alte...

Many small business debit issues discontinued rewards programs in response to Regulation II, but this isn't the only option. Debit issuers still looking for new ways to differentiate small business offerings should consider rewards based on a ho...

Boston, MA -- Now in its sixth iteration, Mercator Advisory Group's annual report on the U.S. merchant acquiring market, The U.S. Merchant Acquiring Industry in 2012: Embracing Disruption, discusses market performance of the largest U.S. acquire...

Boston, MA -- In the aftermath of the Durbin Amendment enactment, financial institutions are ironing out their plans to readjust their business to maintain profitability. Now consumers are finally taking heed of new changes to their accounts and...

Ninth Annual U.S Open-Loop Prepaid Cards Market Assessment and Prepaid Industry Overview

Boston, MA -- The Ninth Annual U.S. Closed-Loop Prepaid Cards Market Assessment report is the second of the annual trilogy of closely followed prepaid benchmark reports (Open-Loop, Closed-Loop, and Prepaid Market Forecast) that provide a thoroug...

The traditional debit card account is being quietly supplanted by developers using proxy currencies and token accounts to create new forms of pay now products.In a new report, Next Generation Debit: The Final Frontier, Mercator Advisory Group ex...