Stablecoin Partner Guide for FIs: A How-To and What to Ask

Stablecoins are moving from experimentation to embedded payment infrastructure. For banks and FIs, the question is no longer whether stablecoins move digital monies efficiently, but how can they participate responsibly and competitively? This report provides a structured approach to evaluate stablecoin service providers across five critical layers: issuance, custody, infrastructure and orchestration, compliance, and technology integration. 

Javelin connects strategic intent with operational execution and outlines what “production-ready” might look like for a regulated FI operating on 24/7 programmable rails. Institutions that understand the partner stack and control model required to scale will be positioned to protect transaction volume and modernize settlement. Those that delay will risk falling behind as stablecoin rails continue to become more embedded into commercial flows. 

Key questions discussed in this report:

• How can banks deploy a stablecoin program as a controlled payments product rather than a speculative crypto initiative?
• How should FIs evaluate redemption risk, operational controls, and governance?
• In which ways do stablecoins change a long-term payments infrastructure strategy?

Companies Mentioned:

Accenture, Anchorage Digital, BNY Mellon, Chainalysis, Circle, Coinbase, Copper, Deloitte, Elliptic, EY, Fidelity, Fireblocks, FIS, Fiserv, Infosys, KPMG, LexisNexis, Mastercard, Merkle Science, Nasdaq Verafin, Paxos, PayPal, PWC, Ripple, Standard Chartered, State Street, Tether, TRM Labs, Visa